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Kotak Money Market Fund Direct-growth
Debt
Moderate Risk
Latest AUM
₹ 28,761.8 Cr.
NAV as on 03 aug, 2026
₹ 4,864.76
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Kotak Money Market Fund Direct-growth
Inception Date
01 Jan 2013
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹1000
STP Minimum Investment amount
₹1000
Risk
Principal at moderate risk
Category Average Annual Returns
7.67
Portfolio Composition Analysis
Debt
104.42%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Financial
Entities
Technology
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| BANK OF BARODA CD 03JUN26 | Financial | Certificate of Deposit | 4.54% |
| GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100 | Financial | Treasury Bills | 4.64% |
| GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100 | Financial | Treasury Bills | 4.64% |
| GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100 | Financial | Treasury Bills | 4.20% |
| GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100 | Financial | Treasury Bills | 3.93% |
| BANK OF BARODA CD 03JUN26 | Financial | Certificate of Deposit | 3.86% |
| HDFC BANK LIMITED CD 19MAY26 | Financial | Certificate of Deposit | 3.57% |
| HDFC BANK LIMITED CD 19MAY26 | Financial | Certificate of Deposit | 3.64% |
| HDFC BANK LIMITED CD 19MAY26 | Financial | Certificate of Deposit | 3.23% |
| HDFC BANK LIMITED CD 19MAY26 | Financial | Certificate of Deposit | 3.31% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 2.54% |
| Standard Deviation | 0.55% |
| Sortino Ratio | 3.81% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.91% | NA | 1.68% |
| 6 Months | 3.43% | NA | 4.01% |
| 9 Months | 4.87% | NA | 5.78% |
| 1 Year | 6.41% | 6.41% | 7.67% |
| 2 Years | 15.05% | 7.26% | 7.45% |
| 3 Years | 23.81% | 7.38% | 7.18% |
| 5 Years | 37.78% | 6.62% | 5.82% |
| 7 Years | 53.17% | 6.28% | NA |
| 10 Years | 90.55% | 6.66% | 6.59% |
Kotak Money Market Fund Direct-growth is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 01 Jan 2013, the fund aims Income over a short term investment horizon. Investment in money market securities. It manages assets worth ₹28,761.8 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.1615%.
Manu Sharma has experience He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Deepak Agrawal has experience He has been associated with Kotak AMC since 2002.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Tata Money Market Fund Direct-growth | 32,150.0 | +0.46% | +1.90% | +3.45% | +6.49% | +7.53% | +6.77% |
| Tata Money Market Fund Direct-idcw Daily | 32,150.0 | +0.46% | +1.90% | +3.45% | +6.49% | +7.53% | +6.77% |
| Nippon India Money Market Fund Direct-growth | 21,974.3 | +0.44% | +1.90% | +3.39% | +6.36% | +7.42% | +6.69% |
| Nippon India Money Market Fund Direct-idcw Daily | 21,974.3 | +0.44% | +1.90% | +3.39% | +6.36% | +7.42% | +6.69% |
| Nippon India Money Market Fund Direct-idcw Monthly | 21,974.3 | +0.44% | +1.90% | +3.39% | +6.36% | +7.42% | +6.69% |
| Nippon India Money Market Fund Direct-idcw Quarterly | 21,974.3 | +0.44% | +1.90% | +3.39% | +6.36% | +7.42% | +6.69% |
| Nippon India Money Market Fund Direct-idcw Weekly | 21,974.3 | +0.44% | +1.90% | +3.39% | +6.36% | +7.42% | +6.69% |
| Axis Money Market Fund Direct-growth | 17,972.9 | +0.44% | +1.90% | +3.40% | +6.44% | +7.44% | +6.68% |
| Axis Money Market Fund Direct-idcw Daily | 17,972.9 | +0.44% | +1.90% | +3.40% | +6.44% | +7.44% | +6.68% |
| Axis Money Market Fund Direct-idcw Monthly | 17,972.9 | +0.44% | +1.90% | +3.40% | +6.44% | +7.44% | +6.68% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Kotak Mahindra Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Kotak Money Market Fund Regular-growth | 28,761.8 | +0.42% | +1.85% | +3.32% | +6.22% | +7.23% | +6.50% |
| Kotak Money Market Fund Regular-idcw Monthly | 28,761.8 | +0.42% | +1.85% | +3.32% | +6.22% | +7.23% | +6.50% |
| Kotak Money Market Fund Direct-idcw Monthly | 28,761.8 | +0.44% | +1.91% | +3.43% | +6.41% | +7.38% | +6.62% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Savings Fund-growth | 33,005.4 | +0.39% | +1.75% | +3.07% | +5.83% | +6.83% | +6.06% |
| SBI Savings Fund Direct-growth | 33,005.4 | +0.43% | +1.85% | +3.27% | +6.25% | +7.31% | +6.57% |
| SBI Savings Fund-idcw Daily | 33,005.4 | +0.39% | +1.75% | +3.07% | +5.83% | +6.83% | +6.06% |
| SBI Savings Fund Direct-idcw Daily | 33,005.4 | +0.43% | +1.85% | +3.27% | +6.25% | +7.31% | +6.57% |
| SBI Savings Fund-idcw Monthly | 33,005.4 | +0.39% | +1.75% | +3.07% | +5.83% | +6.83% | +6.06% |
| SBI Savings Fund Direct-idcw Monthly | 33,005.4 | +0.43% | +1.85% | +3.27% | +6.25% | +7.31% | +6.57% |
| SBI Savings Fund Direct-idcw Weekly | 33,005.4 | +0.43% | +1.85% | +3.27% | +6.25% | +7.31% | +6.57% |
| SBI Savings Fund-idcw Weekly | 33,005.4 | +0.39% | +1.75% | +3.07% | +5.83% | +6.83% | +6.06% |
| Tata Money Market Fund Regular-growth | 32,150.0 | +0.44% | +1.84% | +3.33% | +6.23% | +7.26% | +6.50% |
| Tata Money Market Fund Direct-growth | 32,150.0 | +0.46% | +1.90% | +3.45% | +6.49% | +7.53% | +6.77% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Tata Money Market Fund Direct-growth | ₹5,167.86 | +7.53% | +6.77% | — |
| Tata Money Market Fund Direct-idcw Daily | ₹1,114.52 | +7.53% | +6.77% | — |
| Nippon India Money Market Fund Direct-growth | ₹4,511.73 | +7.42% | +6.69% | — |
| Nippon India Money Market Fund Direct-idcw Daily | ₹1,006.30 | +7.42% | +6.69% | — |
| Nippon India Money Market Fund Direct-idcw Monthly | ₹1,025.92 | +7.42% | +6.69% | — |
| Nippon India Money Market Fund Direct-idcw Quarterly | ₹1,022.13 | +7.42% | +6.69% | — |
| Nippon India Money Market Fund Direct-idcw Weekly | ₹1,007.55 | +7.42% | +6.69% | — |
| Axis Money Market Fund Direct-growth | ₹1,550.66 | +7.44% | +6.68% | — |
| Axis Money Market Fund Direct-idcw Daily | ₹1,005.61 | +7.44% | +6.68% | — |
| Axis Money Market Fund Direct-idcw Monthly | ₹1,010.08 | +7.44% | +6.68% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹4,864.76 |
| 31 Jul 2026 | ₹4,861.20 |
| 30 Jul 2026 | ₹4,859.40 |
| 29 Jul 2026 | ₹4,858.79 |
| 28 Jul 2026 | ₹4,858.55 |
| 27 Jul 2026 | ₹4,857.48 |
| 24 Jul 2026 | ₹4,853.85 |
| 23 Jul 2026 | ₹4,852.75 |
| 22 Jul 2026 | ₹4,851.34 |
| 21 Jul 2026 | ₹4,851.07 |
| 20 Jul 2026 | ₹4,848.44 |
| 17 Jul 2026 | ₹4,847.48 |
| 16 Jul 2026 | ₹4,844.83 |
| 15 Jul 2026 | ₹4,842.92 |
| 14 Jul 2026 | ₹4,842.16 |
| 13 Jul 2026 | ₹4,844.64 |
| 10 Jul 2026 | ₹4,843.27 |
| 09 Jul 2026 | ₹4,842.58 |
| 08 Jul 2026 | ₹4,839.61 |
| 07 Jul 2026 | ₹4,842.14 |
| 06 Jul 2026 | ₹4,845.17 |
| 03 Jul 2026 | ₹4,843.42 |
| 02 Jul 2026 | ₹4,843.63 |
| 01 Jul 2026 | ₹4,840.52 |
| 30 Jun 2026 | ₹4,836.74 |
| 29 Jun 2026 | ₹4,833.96 |
| 25 Jun 2026 | ₹4,827.74 |
| 24 Jun 2026 | ₹4,824.02 |
| 23 Jun 2026 | ₹4,821.20 |
| 22 Jun 2026 | ₹4,820.09 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹28,761.8 Cr
Since Launch
This Fund
Category Average
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Kotak Money Market Fund Direct-growth Returns Comparison
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Kotak Money Market Fund Direct-growth FAQ'S
- Sharpe Ratio: 2.54%
- Standard Deviation: 0.55%
- Sortino Ratio: 3.81%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Kotak Money Market Fund Direct-growth stand at approximately ₹ 28,761.8 crore.
The Kotak Money Market Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 1.91%
- 6 Months Return: 3.43%
The historical growth of the Kotak Money Market Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 7.38%
- 5 Year CAGR: 6.62%
- Return Since Launch: 7.24%
The portfolio of Kotak Money Market Fund Direct-growth is distributed across different asset classes as follows:
- Debt Instruments: 104.42%
The Kotak Money Market Fund Direct-growth is managed by Deepak Agrawal, representing Kotak Mahindra Mutual Fund.
Top stock holdings of Kotak Money Market Fund Direct-growth include:
- BANK OF BARODA CD 03JUN26 – represents 4.54% of the portfolio
- GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100 – represents 4.64% of the portfolio
- GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100 – represents 4.64% of the portfolio
- GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100 – represents 4.20% of the portfolio
- GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100 – represents 3.93% of the portfolio
- BANK OF BARODA CD 03JUN26 – represents 3.86% of the portfolio
- HDFC BANK LIMITED CD 19MAY26 – represents 3.57% of the portfolio
- HDFC BANK LIMITED CD 19MAY26 – represents 3.64% of the portfolio
- HDFC BANK LIMITED CD 19MAY26 – represents 3.23% of the portfolio
- HDFC BANK LIMITED CD 19MAY26 – represents 3.31% of the portfolio
Major sector exposures in Kotak Money Market Fund Direct-growth are:
- Financial – accounts for 835.76% of the portfolio
- Entities – accounts for 7.28% of the portfolio
- Technology – accounts for 1.11% of the portfolio
