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Mirae Asset Banking And Psu Fund Regular-idcw
Debt
Moderate Risk
Latest AUM
₹ 43.1 Cr.
NAV as on 27 jul, 2026
₹ 13.62
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Mirae Asset Banking And Psu Fund Regular-idcw
Inception Date
24 Jul 2020
Lock In
No Lock-in
Risk
Principal at moderate risk
Category Average Annual Returns
7.99
Portfolio Composition Analysis
Debt
91.01%
Cash
8.99%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Financial
Entities
Industrials
Real Estate
Portfolio Updated on: 27 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 10.06% |
| AXIS BANK LIMITED CD 04MAR26 | Financial | Certificate of Deposit | 9.15% |
| AXIS BANK LIMITED CD 04MAR26 | Financial | Certificate of Deposit | 9.03% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 1.00% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 1.00% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 1.00% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 1.00% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 7.81% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 8.00% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 7.79% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.24% |
| Standard Deviation | 1.42% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.87% | NA | 0.62% |
| 6 Months | 2.71% | NA | 4.32% |
| 9 Months | 3.17% | NA | 6.08% |
| 1 Year | 4.29% | 4.29% | 7.99% |
| 2 Years | 13.19% | 6.39% | 7.75% |
| 3 Years | 21.00% | 6.56% | 7.17% |
| 5 Years | 31.19% | 5.58% | 5.91% |
Mirae Asset Banking And Psu Fund Regular-idcw is one Debt mutual fund offered by Mirae Asset Mutual Fund. Launched on 24 Jul 2020, the fund aims Income over short to medium term. To generate income/capital appreciation through predominantly investing in debt and money market instruments issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. It manages assets worth ₹43.1 crore as on Tue Mar 31, 2026. The expense ratio stands at 0.8%.
Kruti Chheta has experience Prior to joining Mirae Asset Mutual Fund, she has worked with A K Capital Services Ltd., Shriram Wealth Advisors Ltd. and Birla wealth management.
Basant Bafna has experience Prior to joining Mirae Asset Mutual Fund, he has worked with India Exim Bank and Union Bank of India
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-growth | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Quarterly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Mirae Asset Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Mirae Asset Banking And Psu Fund Direct-growth | 43.1 | +0.44% | +1.99% | +2.95% | +4.76% | +7.05% | +6.05% |
| Mirae Asset Banking And Psu Fund Regular-growth | 43.1 | +0.40% | +1.87% | +2.71% | +4.29% | +6.56% | +5.58% |
| Mirae Asset Banking And Psu Fund Direct-idcw | 43.1 | +0.44% | +1.99% | +2.95% | +4.76% | +7.05% | +6.05% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Banking & Psu Debt Direct Plan-growth | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Axis Banking & Psu Debt Fund-growth | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Daily | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Monthly | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Fund-idcw Weekly | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Bandhan Banking And Psu Fund Regular-growth | 12,289.2 | +0.43% | +2.15% | +3.61% | +5.47% | +6.92% | +5.97% |
| Bandhan Banking And Psu Fund Regular-growth | 12,289.2 | +0.43% | +2.15% | +3.61% | +5.47% | +6.92% | +5.97% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Uti Banking & Psu Fund Direct-flexi Idcw | ₹20.51 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-flexi Idcw | ₹20.51 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-growth | ₹23.80 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Half Yearly | ₹15.80 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Half Yearly | ₹15.80 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Monthly | ₹13.69 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Monthly | ₹13.69 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Quarterly | ₹17.72 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Yearly | ₹13.63 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Yearly | ₹13.63 | +7.34% | +7.65% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 27 Jul 2026 | ₹13.62 |
| 24 Jul 2026 | ₹13.60 |
| 23 Jul 2026 | ₹13.59 |
| 22 Jul 2026 | ₹13.60 |
| 21 Jul 2026 | ₹13.60 |
| 20 Jul 2026 | ₹13.60 |
| 17 Jul 2026 | ₹13.60 |
| 16 Jul 2026 | ₹13.60 |
| 15 Jul 2026 | ₹13.59 |
| 14 Jul 2026 | ₹13.58 |
| 13 Jul 2026 | ₹13.60 |
| 10 Jul 2026 | ₹13.61 |
| 09 Jul 2026 | ₹13.59 |
| 08 Jul 2026 | ₹13.59 |
| 07 Jul 2026 | ₹13.62 |
| 06 Jul 2026 | ₹13.62 |
| 03 Jul 2026 | ₹13.62 |
| 02 Jul 2026 | ₹13.62 |
| 01 Jul 2026 | ₹13.60 |
| 30 Jun 2026 | ₹13.60 |
| 29 Jun 2026 | ₹13.59 |
| 25 Jun 2026 | ₹13.57 |
| 24 Jun 2026 | ₹13.55 |
| 23 Jun 2026 | ₹13.53 |
| 22 Jun 2026 | ₹13.53 |
| 19 Jun 2026 | ₹13.52 |
| 18 Jun 2026 | ₹13.52 |
| 17 Jun 2026 | ₹13.51 |
| 15 Jun 2026 | ₹13.51 |
| 12 Jun 2026 | ₹13.50 |
Portfolio Updated on: 28 Jul, 2026
Fund Growth & Size Analysis
+₹43.1 Cr
Since Launch
This Fund
Category Average
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Mirae Asset Banking And Psu Fund Regular-idcw Returns Comparison
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Mirae Asset Banking And Psu Fund Regular-idcw FAQ'S
- Sharpe Ratio: 0.24%
- Standard Deviation: 1.42%
As of Tue Mar 31, 2026, the total assets managed under Mirae Asset Banking And Psu Fund Regular-idcw stand at approximately ₹ 43.1 crore.
The Mirae Asset Banking And Psu Fund Regular-idcw has delivered the following short-term performance:
- 3 Months Return: 1.87%
- 6 Months Return: 2.71%
The historical growth of the Mirae Asset Banking And Psu Fund Regular-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 6.56%
- 5 Year CAGR: 5.58%
- Return Since Launch: 5.28%
The portfolio of Mirae Asset Banking And Psu Fund Regular-idcw is distributed across different asset classes as follows:
- Debt Instruments: 91.01%
- Other Assets: 8.99%
The Mirae Asset Banking And Psu Fund Regular-idcw is managed by Basant Bafna, representing Mirae Asset Mutual Fund.
Top stock holdings of Mirae Asset Banking And Psu Fund Regular-idcw include:
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 10.06% of the portfolio
- AXIS BANK LIMITED CD 04MAR26 – represents 9.15% of the portfolio
- AXIS BANK LIMITED CD 04MAR26 – represents 9.03% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 7.81% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 8.00% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 7.79% of the portfolio
Major sector exposures in Mirae Asset Banking And Psu Fund Regular-idcw are:
- Financial – accounts for 655.25% of the portfolio
- Entities – accounts for 100.20% of the portfolio
- Industrials – accounts for 21.97% of the portfolio
- Real Estate – accounts for 20.89% of the portfolio
