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Nippon India Banking And Psu Fund-idcw Monthly
Debt
Moderate Risk
Latest AUM
₹ 5,181.4 Cr.
NAV as on 27 jul, 2026
₹ 10.72
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Nippon India Banking And Psu Fund-idcw Monthly
Inception Date
15 May 2015
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at moderate risk
Category Average Annual Returns
7.99
Portfolio Composition Analysis
Debt
96.69%
Cash
3.32%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Entities
Energy & Utilities
Industrials
Technology
Portfolio Updated on: 27 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 4.99% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 4.93% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 4.93% |
| GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100 | Entities | GOI Securities | 4.66% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 4.34% |
| GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100 | Entities | GOI Securities | 4.41% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 3.55% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 1.00% |
| NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC | Financial | Non Convertible Debenture | 1.00% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 3.22% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.40% |
| Standard Deviation | 1.48% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.14% | NA | 0.62% |
| 6 Months | 3.31% | NA | 4.32% |
| 9 Months | 3.64% | NA | 6.08% |
| 1 Year | 4.78% | 4.78% | 7.99% |
| 2 Years | 14.11% | 6.82% | 7.75% |
| 3 Years | 22.20% | 6.91% | 7.17% |
| 5 Years | 33.63% | 5.97% | 5.91% |
| 7 Years | 57.45% | 6.70% | NA |
| 10 Years | 96.72% | 7.00% | 7.20% |
Nippon India Banking And Psu Fund-idcw Monthly is one Debt mutual fund offered by Nippon India Mutual Fund. Launched on 15 May 2015, the fund aims Income over short to medium term. Investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by Banks, Public Sector undertakings, Public Financial Institutions & Municipal Bonds. It manages assets worth ₹5,181.4 crore as on Tue Mar 31, 2026. The expense ratio stands at 0.77%.
Pranay Sinha has experience Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Vivek Sharma has experience He has been associated with Nippon India Mutual Fund since 2006.
Kinjal Desai has experience She has been working with Nippon India Mutual Fund since year, 2012
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-growth | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Quarterly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
| UTI Banking & Psu Fund Direct-idcw Yearly | 1,116.2 | +0.57% | +1.69% | +3.29% | +5.76% | +7.34% | +7.65% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Nippon India Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Nippon India Banking And Psu Fund-growth | 5,181.4 | +0.44% | +2.14% | +3.31% | +4.78% | +6.91% | +5.97% |
| Nippon India Banking And Psu Fund Direct-growth | 5,181.4 | +0.48% | +2.24% | +3.51% | +5.19% | +7.33% | +6.41% |
| Nippon India Banking And Psu Fund-idcw | 5,181.4 | +0.44% | +2.14% | +3.31% | +4.78% | +6.91% | +5.97% |
| Nippon India Banking And Psu Fund Direct-idcw | 5,181.4 | +0.48% | +2.24% | +3.51% | +5.19% | +7.33% | +6.41% |
| Nippon India Banking And Psu Fund Direct-idcw Monthly | 5,181.4 | +0.48% | +2.24% | +3.51% | +5.19% | +7.33% | +6.41% |
| Nippon India Banking And Psu Fund-idcw Quarterly | 5,181.4 | +0.44% | +2.14% | +3.31% | +4.78% | +6.91% | +5.97% |
| Nippon India Banking And Psu Fund Direct-idcw Quarterly | 5,181.4 | +0.48% | +2.24% | +3.51% | +5.19% | +7.33% | +6.41% |
| Nippon India Banking And Psu Fund-idcw Weekly | 5,181.4 | +0.44% | +2.14% | +3.31% | +4.78% | +6.91% | +5.97% |
| Nippon India Banking And Psu Fund Direct-idcw Weekly | 5,181.4 | +0.48% | +2.24% | +3.51% | +5.19% | +7.33% | +6.41% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Banking & Psu Debt Direct Plan-growth | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Axis Banking & Psu Debt Fund-growth | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Daily | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Monthly | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Fund-idcw Weekly | 12,598.1 | +0.49% | +1.94% | +3.15% | +5.10% | +6.88% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly | 12,598.1 | +0.52% | +2.02% | +3.30% | +5.40% | +7.18% | +6.24% |
| Bandhan Banking And Psu Fund Regular-growth | 12,289.2 | +0.43% | +2.15% | +3.61% | +5.47% | +6.92% | +5.97% |
| Bandhan Banking And Psu Fund Regular-growth | 12,289.2 | +0.43% | +2.15% | +3.61% | +5.47% | +6.92% | +5.97% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Uti Banking & Psu Fund Direct-flexi Idcw | ₹20.51 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-flexi Idcw | ₹20.51 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-growth | ₹23.80 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Half Yearly | ₹15.80 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Half Yearly | ₹15.80 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Monthly | ₹13.69 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Monthly | ₹13.69 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Quarterly | ₹17.72 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Yearly | ₹13.63 | +7.34% | +7.65% | — |
| Uti Banking & Psu Fund Direct-idcw Yearly | ₹13.63 | +7.34% | +7.65% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 27 Jul 2026 | ₹10.72 |
| 24 Jul 2026 | ₹10.70 |
| 23 Jul 2026 | ₹10.69 |
| 22 Jul 2026 | ₹10.70 |
| 21 Jul 2026 | ₹10.70 |
| 20 Jul 2026 | ₹10.76 |
| 17 Jul 2026 | ₹10.76 |
| 16 Jul 2026 | ₹10.76 |
| 15 Jul 2026 | ₹10.75 |
| 14 Jul 2026 | ₹10.74 |
| 13 Jul 2026 | ₹10.77 |
| 10 Jul 2026 | ₹10.77 |
| 09 Jul 2026 | ₹10.76 |
| 08 Jul 2026 | ₹10.75 |
| 07 Jul 2026 | ₹10.78 |
| 06 Jul 2026 | ₹10.78 |
| 03 Jul 2026 | ₹10.78 |
| 02 Jul 2026 | ₹10.77 |
| 01 Jul 2026 | ₹10.76 |
| 30 Jun 2026 | ₹10.76 |
| 29 Jun 2026 | ₹10.75 |
| 25 Jun 2026 | ₹10.73 |
| 24 Jun 2026 | ₹10.71 |
| 23 Jun 2026 | ₹10.70 |
| 22 Jun 2026 | ₹10.70 |
| 19 Jun 2026 | ₹10.82 |
| 18 Jun 2026 | ₹10.82 |
| 17 Jun 2026 | ₹10.81 |
| 15 Jun 2026 | ₹10.81 |
| 12 Jun 2026 | ₹10.80 |
Portfolio Updated on: 28 Jul, 2026
Fund Growth & Size Analysis
+₹5,181.4 Cr
Since Launch
This Fund
Category Average
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Nippon India Banking And Psu Fund-idcw Monthly FAQ'S
- Sharpe Ratio: 0.40%
- Standard Deviation: 1.48%
As of Tue Mar 31, 2026, the total assets managed under Nippon India Banking And Psu Fund-idcw Monthly stand at approximately ₹ 5,181.4 crore.
The Nippon India Banking And Psu Fund-idcw Monthly has delivered the following short-term performance:
- 3 Months Return: 2.14%
- 6 Months Return: 3.31%
The historical growth of the Nippon India Banking And Psu Fund-idcw Monthly is reflected through its CAGR returns:
- 3 Year CAGR: 6.91%
- 5 Year CAGR: 5.97%
- Return Since Launch: 7.27%
The portfolio of Nippon India Banking And Psu Fund-idcw Monthly is distributed across different asset classes as follows:
- Debt Instruments: 96.69%
- Other Assets: 3.32%
The Nippon India Banking And Psu Fund-idcw Monthly is managed by Kinjal Desai, representing Nippon India Mutual Fund.
Top stock holdings of Nippon India Banking And Psu Fund-idcw Monthly include:
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 4.99% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 4.93% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 4.93% of the portfolio
- GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100 – represents 4.66% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 4.34% of the portfolio
- GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100 – represents 4.41% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 3.55% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 1.00% of the portfolio
- NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC – represents 1.00% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC – represents 3.22% of the portfolio
Major sector exposures in Nippon India Banking And Psu Fund-idcw Monthly are:
- Financial – accounts for 521.64% of the portfolio
- Entities – accounts for 97.51% of the portfolio
- Energy & Utilities – accounts for 75.99% of the portfolio
- Industrials – accounts for 10.65% of the portfolio
- Technology – accounts for 5.92% of the portfolio
