Grow Your Wealth
with Mutual Funds
Nj Overnight Fund Direct-growth
Debt
Low Risk
Latest AUM
₹ 349.2 Cr.
NAV as on 03 aug, 2026
₹ 1,268.40
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Nj Overnight Fund Direct-growth
Inception Date
01 Aug 2022
Lock In
No Lock-in
Risk
Principal at low risk
Category Average Annual Returns
6.21
Portfolio Composition Analysis
Debt
99.36%
Cash
0.64%
Portfolio Updated on: 06 Jul, 2026
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.84% |
| Standard Deviation | 0.20% |
| Sortino Ratio | 1.65% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.30% | NA | 1.35% |
| 6 Months | 2.53% | NA | 2.84% |
| 9 Months | 3.86% | NA | 4.52% |
| 1 Year | 5.26% | 5.26% | 6.21% |
| 2 Years | 11.81% | 5.74% | 6.50% |
| 3 Years | 19.34% | 6.07% | 6.44% |
Nj Overnight Fund Direct-growth is one Debt mutual fund offered by NJ Mutual Fund. Launched on 01 Aug 2022, the fund aims An overnight fund that aims to generate optimal returns in line with overnight rates and high liquidity. To invest in debt and money market instruments with maturity of 1 day. It manages assets worth ₹349.2 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.08%.
Dhaval Patel has experience Prior to joining NJ Mutual Fund, he has worked with Axis Mutual Fund, Credit Analysis & Research Ltd.
Viral Shah has experience Mr. Shah has started his career with NJ Group and has been Principal Officer for PMS segment with NJ Asset Management for more than 10 years.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Overnight Fund Direct-growth | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Direct-idcw Daily | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Direct-idcw Monthly | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Regular-growth | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Bank Of India Overnight Fund Regular-idcw Daily | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Bank Of India Overnight Fund Regular-idcw Monthly | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Axis Overnight Fund Direct-growth | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Daily | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Monthly | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Weekly | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from NJ Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Nj Overnight Fund Regular-growth | 349.2 | +0.43% | +1.28% | +2.48% | +5.16% | +5.96% | — |
| Nj Overnight Fund Unclaimed - Unclaimed Redemption Upto 3 Yrs | 349.2 | — | — | — | — | — | — |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Overnight Fund Regular-growth | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| SBI Overnight Fund Direct-growth | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Regular-idcw Daily | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| SBI Overnight Fund Direct-idcw Daily | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Direct-idcw Weekly | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Regular-idcw Weekly | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| Nippon India Etf Nifty 1d Rate Liquid Bees-idcw Daily | 10,533.6 | +0.37% | +1.12% | +2.14% | +4.50% | +5.27% | +4.84% |
| ICICI Prudential Overnight Fund-growth | 10,066.3 | +0.43% | +1.28% | +2.52% | +5.26% | +6.07% | +5.58% |
| ICICI Prudential Overnight Fund Direct-growth | 10,066.3 | +0.44% | +1.30% | +2.55% | +5.33% | +6.13% | +5.65% |
| ICICI Prudential Overnight Fund-idcw Daily | 10,066.3 | +0.43% | +1.28% | +2.52% | +5.26% | +6.07% | +5.58% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Overnight Fund Direct-growth | ₹1,394.49 | +6.28% | +5.79% | — |
| Bank Of India Overnight Fund Direct-idcw Daily | ₹1,000.00 | +6.28% | +5.79% | — |
| Bank Of India Overnight Fund Direct-idcw Monthly | ₹1,001.01 | +6.28% | +5.79% | — |
| Bank Of India Overnight Fund Regular-growth | ₹1,390.17 | +6.25% | +5.75% | — |
| Bank Of India Overnight Fund Regular-idcw Daily | ₹1,000.00 | +6.25% | +5.75% | — |
| Bank Of India Overnight Fund Regular-idcw Monthly | ₹1,001.00 | +6.25% | +5.75% | — |
| Axis Overnight Fund Direct-growth | ₹1,451.04 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Daily | ₹1,000.51 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Monthly | ₹1,001.84 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Weekly | ₹1,000.70 | +6.17% | +5.70% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹1,268.40 |
| 02 Aug 2026 | ₹1,268.23 |
| 01 Aug 2026 | ₹1,268.05 |
| 31 Jul 2026 | ₹1,267.87 |
| 30 Jul 2026 | ₹1,267.69 |
| 29 Jul 2026 | ₹1,267.52 |
| 28 Jul 2026 | ₹1,267.34 |
| 27 Jul 2026 | ₹1,267.16 |
| 26 Jul 2026 | ₹1,266.98 |
| 25 Jul 2026 | ₹1,266.81 |
| 24 Jul 2026 | ₹1,266.64 |
| 23 Jul 2026 | ₹1,266.47 |
| 22 Jul 2026 | ₹1,266.30 |
| 21 Jul 2026 | ₹1,266.12 |
| 20 Jul 2026 | ₹1,265.94 |
| 19 Jul 2026 | ₹1,265.76 |
| 18 Jul 2026 | ₹1,265.58 |
| 17 Jul 2026 | ₹1,265.41 |
| 16 Jul 2026 | ₹1,265.23 |
| 15 Jul 2026 | ₹1,265.05 |
| 14 Jul 2026 | ₹1,264.87 |
| 13 Jul 2026 | ₹1,264.70 |
| 12 Jul 2026 | ₹1,264.53 |
| 11 Jul 2026 | ₹1,264.35 |
| 10 Jul 2026 | ₹1,264.17 |
| 09 Jul 2026 | ₹1,264.00 |
| 08 Jul 2026 | ₹1,263.81 |
| 07 Jul 2026 | ₹1,263.64 |
| 06 Jul 2026 | ₹1,263.46 |
| 05 Jul 2026 | ₹1,263.22 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹349.2 Cr
Since Launch
This Fund
Category Average
Compare Mutual funds
Nj Overnight Fund Direct-growth Returns Comparison
Compare Nj Overnight Fund Direct-growth with any MF,
EYF, stock or index
Jan 1, 2026 – Feb 1, 2026
Nj Overnight Fund Dire....
No funds found for your search.
Nj Overnight Fund Direct-growth FAQ'S
- Sharpe Ratio: 0.84%
- Standard Deviation: 0.20%
- Sortino Ratio: 1.65%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Nj Overnight Fund Direct-growth stand at approximately ₹ 349.2 crore.
The Nj Overnight Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 1.30%
- 6 Months Return: 2.53%
The historical growth of the Nj Overnight Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 6.07%
- Return Since Launch: 6.11%
The portfolio of Nj Overnight Fund Direct-growth is distributed across different asset classes as follows:
- Debt Instruments: 99.36%
- Other Assets: 0.64%
The Nj Overnight Fund Direct-growth is managed by Viral Shah, representing NJ Mutual Fund.
