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SBI Banking And Psu Fund-idcw Monthly
Debt
Moderate Risk
Latest AUM
₹ 3,976.2 Cr.
NAV as on 03 aug, 2026
₹ 1,226.69
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
SBI Banking And Psu Fund-idcw Monthly
Inception Date
09 Oct 2009
Lock In
No Lock-in
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at moderate risk
Category Average Annual Returns
8.39
Portfolio Composition Analysis
Debt
96.80%
Cash
3.20%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Energy & Utilities
Entities
Industrials
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 | Entities | GOI Securities | 13.52% |
| CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 | Entities | GOI Securities | 7.78% |
| CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 | Entities | GOI Securities | 7.95% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 6.54% |
| KOTAK MAHINDRA BANK LIMITED CD 27FEB26 | Financial | Certificate of Deposit | 6.05% |
| KOTAK MAHINDRA BANK LIMITED CD 27FEB26 | Financial | Certificate of Deposit | 6.00% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 5.63% |
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 6.18% |
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 5.84% |
| GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 | Entities | GOI Securities | 5.43% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.63% |
| Standard Deviation | 1.49% |
| Sortino Ratio | 0.97% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.24% | NA | 0.71% |
| 6 Months | 3.00% | NA | 4.51% |
| 9 Months | 3.49% | NA | 6.37% |
| 1 Year | 4.88% | 4.88% | 8.39% |
| 2 Years | 14.00% | 6.77% | 8.14% |
| 3 Years | 22.09% | 6.88% | 7.57% |
| 5 Years | 32.13% | 5.73% | 6.29% |
| 7 Years | 52.26% | 6.19% | NA |
| 10 Years | 91.27% | 6.70% | 7.57% |
SBI Banking And Psu Fund-idcw Monthly is one Debt mutual fund offered by SBI Mutual Fund. Launched on 09 Oct 2009, the fund aims Regular income over medium term. Investment in Debt instruments predominantly issued by Banks PSUs, PFIs and Municipal bodies. It manages assets worth ₹3,976.2 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.8%.
Pradeep Kesavan has experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Ardhendu Bhattacharya has experience Prior to joining SBI Mutual Fund, he has worked with ICICI Bank and Citibank.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-growth | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Quarterly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Yearly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Regular-flexi Idcw | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-growth | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-idcw Monthly | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from SBI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Banking And Psu Fund-growth | 3,976.2 | +0.20% | +2.24% | +3.00% | +4.88% | +6.88% | +5.73% |
| SBI Banking And Psu Fund Direct-growth | 3,976.2 | +0.23% | +2.34% | +3.19% | +5.29% | +7.34% | +6.20% |
| SBI Banking And Psu Fund-idcw Daily | 3,976.2 | +0.20% | +2.24% | +3.00% | +4.88% | +6.88% | +5.73% |
| SBI Banking And Psu Fund Direct-idcw Daily | 3,976.2 | +0.23% | +2.34% | +3.19% | +5.29% | +7.34% | +6.20% |
| SBI Banking And Psu Fund Direct-idcw Monthly | 3,976.2 | +0.23% | +2.34% | +3.19% | +5.29% | +7.34% | +6.20% |
| SBI Banking And Psu Fund-idcw Weekly | 3,976.2 | +0.20% | +2.24% | +3.00% | +4.88% | +6.88% | +5.73% |
| SBI Banking And Psu Fund Direct-idcw Weekly | 3,976.2 | +0.23% | +2.34% | +3.19% | +5.29% | +7.34% | +6.20% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-growth | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Daily | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Monthly | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Weekly | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Bandhan Banking And Psu Fund Regular-growth | 12,172.2 | +0.12% | +2.48% | +3.48% | +5.47% | +6.95% | +5.96% |
| Bandhan Banking And Psu Fund Direct-growth | 12,172.2 | +0.14% | +2.56% | +3.64% | +5.79% | +7.27% | +6.28% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Uti Banking & Psu Fund Direct-flexi Idcw | ₹20.54 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-growth | ₹23.84 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Half Yearly | ₹15.82 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Monthly | ₹13.72 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Quarterly | ₹17.74 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Yearly | ₹13.65 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Regular-flexi Idcw | ₹15.68 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-growth | ₹23.38 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-idcw Half Yearly | ₹15.61 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-idcw Monthly | ₹13.44 | +7.13% | +7.38% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹1,226.69 |
| 31 Jul 2026 | ₹1,225.91 |
| 30 Jul 2026 | ₹1,230.25 |
| 29 Jul 2026 | ₹1,230.60 |
| 28 Jul 2026 | ₹1,230.96 |
| 27 Jul 2026 | ₹1,230.54 |
| 24 Jul 2026 | ₹1,228.66 |
| 23 Jul 2026 | ₹1,228.27 |
| 22 Jul 2026 | ₹1,228.43 |
| 21 Jul 2026 | ₹1,229.07 |
| 20 Jul 2026 | ₹1,228.40 |
| 17 Jul 2026 | ₹1,228.60 |
| 16 Jul 2026 | ₹1,227.86 |
| 15 Jul 2026 | ₹1,227.18 |
| 14 Jul 2026 | ₹1,226.75 |
| 13 Jul 2026 | ₹1,228.83 |
| 10 Jul 2026 | ₹1,228.30 |
| 09 Jul 2026 | ₹1,227.35 |
| 08 Jul 2026 | ₹1,227.00 |
| 07 Jul 2026 | ₹1,229.44 |
| 06 Jul 2026 | ₹1,229.83 |
| 03 Jul 2026 | ₹1,229.29 |
| 02 Jul 2026 | ₹1,228.37 |
| 01 Jul 2026 | ₹1,226.98 |
| 30 Jun 2026 | ₹1,226.51 |
| 29 Jun 2026 | ₹1,224.96 |
| 25 Jun 2026 | ₹1,223.18 |
| 24 Jun 2026 | ₹1,226.28 |
| 23 Jun 2026 | ₹1,225.20 |
| 22 Jun 2026 | ₹1,224.79 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹3,976.2 Cr
Since Launch
This Fund
Category Average
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SBI Banking And Psu Fund-idcw Monthly FAQ'S
- Sharpe Ratio: 0.63%
- Standard Deviation: 1.49%
- Sortino Ratio: 0.97%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under SBI Banking And Psu Fund-idcw Monthly stand at approximately ₹ 3,976.2 crore.
The SBI Banking And Psu Fund-idcw Monthly has delivered the following short-term performance:
- 3 Months Return: 2.24%
- 6 Months Return: 3.00%
The historical growth of the SBI Banking And Psu Fund-idcw Monthly is reflected through its CAGR returns:
- 3 Year CAGR: 6.88%
- 5 Year CAGR: 5.73%
- Return Since Launch: 7.35%
The portfolio of SBI Banking And Psu Fund-idcw Monthly is distributed across different asset classes as follows:
- Debt Instruments: 96.80%
- Other Assets: 3.20%
The SBI Banking And Psu Fund-idcw Monthly is managed by Ardhendu Bhattacharya, representing SBI Mutual Fund.
Top stock holdings of SBI Banking And Psu Fund-idcw Monthly include:
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – represents 13.52% of the portfolio
- CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 – represents 7.78% of the portfolio
- CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 – represents 7.95% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 6.54% of the portfolio
- KOTAK MAHINDRA BANK LIMITED CD 27FEB26 – represents 6.05% of the portfolio
- KOTAK MAHINDRA BANK LIMITED CD 27FEB26 – represents 6.00% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 5.63% of the portfolio
- PUNJAB NATIONAL BANK CD 04FEB27 – represents 6.18% of the portfolio
- PUNJAB NATIONAL BANK CD 04FEB27 – represents 5.84% of the portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – represents 5.43% of the portfolio
Major sector exposures in SBI Banking And Psu Fund-idcw Monthly are:
- Financial – accounts for 650.33% of the portfolio
- Energy & Utilities – accounts for 254.91% of the portfolio
- Entities – accounts for 114.05% of the portfolio
- Industrials – accounts for 97.40% of the portfolio
