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SBI Low Duration Fund Direct-growth
Debt
Low to Moderate Risk
Latest AUM
₹ 13,394.5 Cr.
NAV as on 03 aug, 2026
₹ 3,884.75
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
SBI Low Duration Fund Direct-growth
Inception Date
01 Jan 2013
Lock In
No Lock-in
Risk
Principal at low to moderate risk
Category Average Annual Returns
7.73
Portfolio Composition Analysis
Debt
77.76%
Cash
22.24%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Industrials
Entities
Consumer Discretionary
Technology
Healthcare
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 8.60% |
| HDFC BANK LIMITED CD 02MAR27 | Financial | Certificate of Deposit | 10.35% |
| HDFC BANK LIMITED CD 02MAR27 | Financial | Certificate of Deposit | 9.32% |
| HDFC BANK LIMITED CD 02MAR27 | Financial | Certificate of Deposit | 9.11% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27 | Financial | Certificate of Deposit | 8.06% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27 | Financial | Certificate of Deposit | 7.94% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27 | Financial | Certificate of Deposit | 7.35% |
| LIC HOUSING FINANCE LTD 328D CP 11FEB27 | Financial | Commercial Paper | 7.03% |
| LIC HOUSING FINANCE LTD 328D CP 11FEB27 | Financial | Commercial Paper | 6.92% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 5.53% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 2.06% |
| Standard Deviation | 0.63% |
| Sortino Ratio | 2.94% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.87% | NA | 1.55% |
| 6 Months | 3.17% | NA | 4.10% |
| 9 Months | 4.44% | NA | 5.81% |
| 1 Year | 6.01% | 6.01% | 7.73% |
| 2 Years | 14.70% | 7.10% | 7.42% |
| 3 Years | 23.50% | 7.29% | 7.09% |
| 5 Years | 36.88% | 6.48% | 5.87% |
| 7 Years | 54.99% | 6.46% | NA |
| 10 Years | 93.25% | 6.81% | 6.55% |
SBI Low Duration Fund Direct-growth is one Debt mutual fund offered by SBI Mutual Fund. Launched on 01 Jan 2013, the fund aims Regular income for short term. Investment in Debt and Money Market securities. It manages assets worth ₹13,394.5 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.44%.
Sudhir Agrawal has experience Prior to joining SBI MF he has worked with UTI MF, TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.
Pradeep Kesavan has experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Sundaram Low Duration Fund Direct-growth | 385.2 | +0.45% | +1.90% | +3.22% | +6.06% | +7.33% | +8.13% |
| Sundaram Low Duration Fund Direct-idcw Monthly | 385.2 | +0.45% | +1.90% | +3.22% | +6.06% | +7.33% | +8.13% |
| UTI Low Duration Fund Direct-flexi Idcw | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-growth | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Daily | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Fortnightly | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Half Yearly | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Monthly | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Quarterly | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
| UTI Low Duration Fund Direct-idcw Weekly | 2,459.7 | +0.41% | +1.89% | +3.29% | +6.21% | +7.28% | +7.51% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from SBI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Low Duration Fund Regular-growth | 13,394.5 | +0.33% | +1.74% | +2.92% | +5.48% | +6.73% | +5.91% |
| SBI Low Duration Fund Regular-idcw Daily | 13,394.5 | +0.33% | +1.74% | +2.92% | +5.48% | +6.73% | +5.91% |
| SBI Low Duration Fund Direct-idcw Daily | 13,394.5 | +0.37% | +1.87% | +3.17% | +6.01% | +7.29% | +6.48% |
| SBI Low Duration Fund Regular-idcw Fortnightly | 13,394.5 | +0.33% | +1.74% | +2.92% | +5.48% | +6.73% | +5.91% |
| SBI Low Duration Fund Direct-idcw Fortnightly | 13,394.5 | +0.37% | +1.87% | +3.17% | +6.01% | +7.29% | +6.48% |
| SBI Low Duration Fund Regular-idcw Monthly | 13,394.5 | +0.33% | +1.74% | +2.92% | +5.48% | +6.73% | +5.91% |
| SBI Low Duration Fund Direct-idcw Monthly | 13,394.5 | +0.37% | +1.87% | +3.17% | +6.01% | +7.29% | +6.48% |
| SBI Low Duration Fund Regular-idcw Weekly | 13,394.5 | +0.33% | +1.74% | +2.92% | +5.48% | +6.73% | +5.91% |
| SBI Low Duration Fund Direct-idcw Weekly | 13,394.5 | +0.37% | +1.87% | +3.17% | +6.01% | +7.29% | +6.48% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Savings Fund Direct Plan-growth | 22,339.1 | +0.41% | +1.97% | +3.37% | +6.43% | +7.54% | +6.70% |
| ICICI Prudential Savings Fund-growth | 22,339.1 | +0.40% | +1.93% | +3.30% | +6.28% | +7.41% | +6.57% |
| ICICI Prudential Savings Fund Direct Plan-idcw Daily | 22,339.1 | +0.41% | +1.97% | +3.37% | +6.43% | +7.54% | +6.70% |
| ICICI Prudential Savings Fund-idcw Daily | 22,339.1 | +0.40% | +1.93% | +3.30% | +6.28% | +7.41% | +6.57% |
| ICICI Prudential Savings Fund-idcw Fortnightly | 22,339.1 | +0.40% | +1.93% | +3.30% | +6.28% | +7.41% | +6.57% |
| ICICI Prudential Savings Fund Direct Plan-idcw Fortnightly | 22,339.1 | +0.41% | +1.97% | +3.37% | +6.43% | +7.54% | +6.70% |
| ICICI Prudential Savings Fund Direct Plan-idcw Monthly | 22,339.1 | +0.41% | +1.97% | +3.37% | +6.43% | +7.54% | +6.70% |
| ICICI Prudential Savings Fund-idcw Monthly | 22,339.1 | +0.40% | +1.93% | +3.30% | +6.28% | +7.41% | +6.57% |
| ICICI Prudential Savings Fund Direct Plan-idcw Others | 22,339.1 | +0.41% | +1.97% | +3.37% | +6.43% | +7.54% | +6.70% |
| ICICI Prudential Savings Fund-d Others | 22,339.1 | +0.40% | +1.93% | +3.30% | +6.28% | +7.41% | +6.57% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Sundaram Low Duration Fund Direct-growth | ₹3,968.06 | +7.33% | +8.13% | — |
| Sundaram Low Duration Fund Direct-idcw Monthly | ₹1,115.08 | +7.33% | +8.13% | — |
| Uti Low Duration Fund Direct-flexi Idcw | ₹1,638.84 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-growth | ₹3,860.47 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Daily | ₹1,473.91 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Fortnightly | ₹1,340.02 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Half Yearly | ₹1,493.70 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Monthly | ₹1,507.24 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Quarterly | ₹2,069.87 | +7.28% | +7.51% | — |
| Uti Low Duration Fund Direct-idcw Weekly | ₹1,022.61 | +7.28% | +7.51% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹3,884.75 |
| 31 Jul 2026 | ₹3,881.40 |
| 30 Jul 2026 | ₹3,880.89 |
| 29 Jul 2026 | ₹3,880.75 |
| 28 Jul 2026 | ₹3,880.02 |
| 27 Jul 2026 | ₹3,879.70 |
| 24 Jul 2026 | ₹3,877.37 |
| 23 Jul 2026 | ₹3,876.53 |
| 22 Jul 2026 | ₹3,875.27 |
| 21 Jul 2026 | ₹3,875.32 |
| 20 Jul 2026 | ₹3,873.55 |
| 17 Jul 2026 | ₹3,872.64 |
| 16 Jul 2026 | ₹3,870.59 |
| 15 Jul 2026 | ₹3,868.45 |
| 14 Jul 2026 | ₹3,867.43 |
| 13 Jul 2026 | ₹3,869.95 |
| 10 Jul 2026 | ₹3,868.29 |
| 09 Jul 2026 | ₹3,867.18 |
| 08 Jul 2026 | ₹3,865.15 |
| 07 Jul 2026 | ₹3,869.36 |
| 06 Jul 2026 | ₹3,871.53 |
| 03 Jul 2026 | ₹3,870.43 |
| 02 Jul 2026 | ₹3,869.78 |
| 01 Jul 2026 | ₹3,867.04 |
| 30 Jun 2026 | ₹3,864.41 |
| 29 Jun 2026 | ₹3,861.31 |
| 25 Jun 2026 | ₹3,856.20 |
| 24 Jun 2026 | ₹3,852.40 |
| 23 Jun 2026 | ₹3,850.64 |
| 22 Jun 2026 | ₹3,850.73 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹13,394.5 Cr
Since Launch
This Fund
Category Average
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SBI Low Duration Fund Direct-growth Returns Comparison
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SBI Low Duration Fund Direct-growth FAQ'S
- Sharpe Ratio: 2.06%
- Standard Deviation: 0.63%
- Sortino Ratio: 2.94%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under SBI Low Duration Fund Direct-growth stand at approximately ₹ 13,394.5 crore.
The SBI Low Duration Fund Direct-growth has delivered the following short-term performance:
- 3 Months Return: 1.87%
- 6 Months Return: 3.17%
The historical growth of the SBI Low Duration Fund Direct-growth is reflected through its CAGR returns:
- 3 Year CAGR: 7.29%
- 5 Year CAGR: 6.48%
- Return Since Launch: 7.38%
The portfolio of SBI Low Duration Fund Direct-growth is distributed across different asset classes as follows:
- Debt Instruments: 77.76%
- Other Assets: 22.24%
The SBI Low Duration Fund Direct-growth is managed by Pradeep Kesavan, representing SBI Mutual Fund.
Top stock holdings of SBI Low Duration Fund Direct-growth include:
- PUNJAB NATIONAL BANK CD 04FEB27 – represents 8.60% of the portfolio
- HDFC BANK LIMITED CD 02MAR27 – represents 10.35% of the portfolio
- HDFC BANK LIMITED CD 02MAR27 – represents 9.32% of the portfolio
- HDFC BANK LIMITED CD 02MAR27 – represents 9.11% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27 – represents 8.06% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27 – represents 7.94% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27 – represents 7.35% of the portfolio
- LIC HOUSING FINANCE LTD 328D CP 11FEB27 – represents 7.03% of the portfolio
- LIC HOUSING FINANCE LTD 328D CP 11FEB27 – represents 6.92% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC – represents 5.53% of the portfolio
Major sector exposures in SBI Low Duration Fund Direct-growth are:
- Financial – accounts for 678.53% of the portfolio
- Industrials – accounts for 43.66% of the portfolio
- Entities – accounts for 28.89% of the portfolio
- Consumer Discretionary – accounts for 28.68% of the portfolio
- Technology – accounts for 26.18% of the portfolio
