Grow Your Wealth
with Mutual Funds
Union Gilt Fund Regular-idcw Half Yearly
Debt
Moderate Risk
Latest AUM
₹ 88.6 Cr.
NAV as on 03 aug, 2026
₹ 12.24
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Union Gilt Fund Regular-idcw Half Yearly
Inception Date
08 Aug 2022
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at moderate risk
Category Average Annual Returns
5.41
Portfolio Composition Analysis
Debt
95.30%
Cash
4.70%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Entities
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 65.47% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 68.18% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 64.70% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 68.71% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 55.35% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 41.47% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 41.47% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 36.60% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 55.48% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 56.77% |
Debt & Credit Risk Analysis
| Sharpe Ratio | -0.14% |
| Standard Deviation | 5.11% |
| Sortino Ratio | -0.17% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.59% | NA | -2.45% |
| 6 Months | 1.87% | NA | 2.39% |
| 9 Months | 1.55% | NA | 4.13% |
| 1 Year | 0.10% | 0.10% | 5.41% |
| 2 Years | 6.75% | 3.32% | 7.58% |
| 3 Years | 15.86% | 5.03% | 7.36% |
Union Gilt Fund Regular-idcw Half Yearly is one Debt mutual fund offered by Union Mutual Fund. Launched on 08 Aug 2022, the fund aims Credit risk free return over the medium to long term. Investments in Government Securities across maturities. It manages assets worth ₹88.6 crore as on Tue Jun 30, 2026. The expense ratio stands at 1.08%.
Parijat Agrawal has experience Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.
Anindya Sarkar has experience Prior to joining Union Asset Management Company Private Limited, he has worked with Sarcon Blockbuild Ltd, Navigators Inc., ICAP India Private Limited.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund Direct Plan-growth | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| ICICI Prudential Gilt Fund Direct Plan-idcw Half Yearly | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| Bandhan Gilt Fund Direct-growth | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Half Yearly | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Periodic | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Quarterly | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| Bandhan Gilt Fund Direct-idcw Yearly | 1,892.4 | -1.19% | +4.06% | +5.62% | +6.70% | +8.13% | +6.55% |
| ICICI Prudential Gilt Fund-growth | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
| ICICI Prudential Gilt Fund-idcw Half Yearly | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Union Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Union Gilt Fund Direct-growth | 88.6 | -1.27% | +2.70% | +2.09% | +0.55% | +5.52% | — |
| Union Gilt Fund Regular-growth | 88.6 | -1.30% | +2.59% | +1.87% | +0.10% | +5.03% | — |
| Union Gilt Fund Direct-idcw Half Yearly | 88.6 | -1.27% | +2.70% | +2.09% | +0.55% | +5.52% | — |
| Union Gilt Fund Regular-idcw Yearly | 88.6 | -1.30% | +2.59% | +1.87% | +0.10% | +5.03% | — |
| Union Gilt Fund Direct-idcw Yearly | 88.6 | -1.27% | +2.70% | +2.09% | +0.55% | +5.52% | — |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund-growth | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
| ICICI Prudential Gilt Fund Direct Plan-growth | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| ICICI Prudential Gilt Fund Direct Plan-idcw Half Yearly | 8,784.9 | -0.37% | +3.40% | +3.60% | +4.71% | +7.62% | +7.08% |
| ICICI Prudential Gilt Fund-idcw Half Yearly | 8,784.9 | -0.42% | +3.26% | +3.33% | +4.16% | +7.06% | +6.50% |
| SBI Gilt Fund Direct-growth | 8,454.8 | -0.30% | +2.19% | +3.02% | +3.61% | +6.85% | +6.46% |
| SBI Gilt Fund Regular-growth | 8,454.8 | -0.34% | +2.06% | +2.77% | +3.10% | +6.34% | +5.95% |
| SBI Gilt Fund Direct-idcw Quarterly | 8,454.8 | -0.30% | +2.19% | +3.02% | +3.61% | +6.85% | +6.46% |
| SBI Gilt Fund Regular-idcw Quarterly | 8,454.8 | -0.34% | +2.06% | +2.77% | +3.10% | +6.34% | +5.95% |
| Nippon India Etf Nifty 8-13 Yr G-sec Long Term Gilt-idcw | 2,465.9 | -0.05% | +2.95% | +2.71% | +3.51% | +7.37% | +5.87% |
| Kotak Gilt Investment Pf & Trust Direct-growth | 2,257.2 | -0.41% | +3.24% | +3.26% | +2.21% | +6.21% | +5.90% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Icici Prudential Gilt Fund Direct Plan-growth | ₹117.15 | +7.62% | +7.08% | — |
| Icici Prudential Gilt Fund Direct Plan-idcw Half Yearly | ₹18.69 | +7.62% | +7.08% | — |
| Bandhan Gilt Fund Direct-growth | ₹40.69 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw | ₹15.69 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Half Yearly | ₹12.66 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Periodic | ₹19.26 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Quarterly | ₹11.64 | +8.13% | +6.55% | — |
| Bandhan Gilt Fund Direct-idcw Yearly | ₹12.66 | +8.13% | +6.55% | — |
| Icici Prudential Gilt Fund-growth | ₹108.11 | +7.06% | +6.50% | — |
| Icici Prudential Gilt Fund-idcw Half Yearly | ₹17.71 | +7.06% | +6.50% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹12.24 |
| 31 Jul 2026 | ₹12.25 |
| 30 Jul 2026 | ₹12.25 |
| 29 Jul 2026 | ₹12.26 |
| 28 Jul 2026 | ₹12.30 |
| 27 Jul 2026 | ₹12.32 |
| 24 Jul 2026 | ₹12.24 |
| 23 Jul 2026 | ₹12.22 |
| 22 Jul 2026 | ₹12.26 |
| 21 Jul 2026 | ₹12.29 |
| 20 Jul 2026 | ₹12.29 |
| 17 Jul 2026 | ₹12.31 |
| 16 Jul 2026 | ₹12.34 |
| 15 Jul 2026 | ₹12.32 |
| 14 Jul 2026 | ₹12.30 |
| 13 Jul 2026 | ₹12.38 |
| 10 Jul 2026 | ₹12.39 |
| 09 Jul 2026 | ₹12.36 |
| 08 Jul 2026 | ₹12.34 |
| 07 Jul 2026 | ₹12.41 |
| 06 Jul 2026 | ₹12.42 |
| 03 Jul 2026 | ₹12.40 |
| 02 Jul 2026 | ₹12.43 |
| 01 Jul 2026 | ₹12.40 |
| 30 Jun 2026 | ₹12.40 |
| 29 Jun 2026 | ₹12.39 |
| 25 Jun 2026 | ₹12.33 |
| 24 Jun 2026 | ₹12.27 |
| 23 Jun 2026 | ₹12.21 |
| 22 Jun 2026 | ₹12.17 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹88.6 Cr
Since Launch
This Fund
Category Average
Compare Mutual funds
Union Gilt Fund Regular-idcw Half Yearly Returns Comparison
Compare Union Gilt Fund Regular-idcw Half Yearly with any MF,
EYF, stock or index
Jan 1, 2026 – Feb 1, 2026
Union Gilt Fund Regula....
No funds found for your search.
Union Gilt Fund Regular-idcw Half Yearly FAQ'S
- Sharpe Ratio: -0.14%
- Standard Deviation: 5.11%
- Sortino Ratio: -0.17%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Union Gilt Fund Regular-idcw Half Yearly stand at approximately ₹ 88.6 crore.
The Union Gilt Fund Regular-idcw Half Yearly has delivered the following short-term performance:
- 3 Months Return: 2.59%
- 6 Months Return: 1.87%
The historical growth of the Union Gilt Fund Regular-idcw Half Yearly is reflected through its CAGR returns:
- 3 Year CAGR: 5.03%
- Return Since Launch: 5.20%
The portfolio of Union Gilt Fund Regular-idcw Half Yearly is distributed across different asset classes as follows:
- Debt Instruments: 95.30%
- Other Assets: 4.70%
The Union Gilt Fund Regular-idcw Half Yearly is managed by Anindya Sarkar, representing Union Mutual Fund.
Top stock holdings of Union Gilt Fund Regular-idcw Half Yearly include:
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 65.47% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 68.18% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 64.70% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 68.71% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 55.35% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 41.47% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 41.47% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 36.60% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 55.48% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 56.77% of the portfolio
Major sector exposures in Union Gilt Fund Regular-idcw Half Yearly are:
- Entities – accounts for 1,184.77% of the portfolio
