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UTI Banking & Psu Fund Regular-idcw Yearly

Debt
Low to Moderate Risk

Latest AUM

₹ 1,100.6 Cr.

NAV as on 03 aug, 2026

₹ 13.36

+20.58% 3 years annulised
This Fund

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Fund Details

Fund Names UTI Banking & Psu Fund Regular-idcw Yearly
Inception Date 15 Sep 2014
Lock In No Lock-in
SIP Minimum Investment amount ₹500
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹100
Risk Principal at low to moderate risk
Category Average Annual Returns 8.39

Portfolio Composition Analysis

Debt 108.50%
Portfolio Updated on: 07 Jul, 2026

Sector Allocations

Debt
Financial
1,063.04%
Entities
117.95%
Energy & Utilities
48.70%
Industrials
3.47%
Technology
1.36%

Portfolio Updated on: 03 aug, 2026

Top 10 Holdings

Name Sector Instruments Assets
CANARA BANK CD 28JAN27 Financial Certificate of Deposit 10.05%
CANARA BANK CD 28JAN27 Financial Certificate of Deposit 10.05%
UNION BANK OF INDIA CD 19JAN27 Financial Certificate of Deposit 8.76%
UNION BANK OF INDIA CD 19JAN27 Financial Certificate of Deposit 8.76%
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 Entities GOI Securities 11.32%
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 Entities GOI Securities 11.32%
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 Entities GOI Securities 11.38%
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 Entities GOI Securities 11.36%
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 Entities GOI Securities 11.48%
GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 Entities GOI Securities 8.57%

Debt & Credit Risk Analysis

Returns vs. Category (1 year)
Returns vs. Category (RSI)
Sharpe Ratio1.18%
Standard Deviation0.98%
Sortino Ratio2.24%

Returns Analysis

Tenure Absolute Annualised Category Average
3 Months 1.84% NA 0.71%
6 Months 3.13% NA 4.51%
9 Months 4.12% NA 6.37%
1 Year 5.57% 5.57% 8.39%
2 Years 14.68% 7.09% 8.14%
3 Years 22.95% 7.13% 7.57%
5 Years 42.76% 7.38% 6.29%
7 Years 59.53% 6.90% NA
10 Years 86.13% 6.41% 7.57%

UTI Banking & Psu Fund Regular-idcw Yearly is one Debt mutual fund offered by UTI Mutual Fund. Launched on 15 Sep 2014, the fund aims Reasonable income, with low risk and high level of liquidity over short to medium term. Investment predominantly in Debt & Money Market Securities issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) and Municipal Bonds. It manages assets worth ₹1,100.6 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.47%.

Anurag Mittal has experience Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Top Performing Mutual Funds

Fund name
UTI Banking & Psu Fund Direct-flexi Idcw1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Direct-growth1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Direct-idcw Half Yearly1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Direct-idcw Monthly1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Direct-idcw Quarterly1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Direct-idcw Yearly1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Regular-flexi Idcw1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%
UTI Banking & Psu Fund Regular-growth1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%
UTI Banking & Psu Fund Regular-idcw Half Yearly1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%
UTI Banking & Psu Fund Regular-idcw Monthly1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%

growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More Funds from UTI Mutual Fund

Fund name
UTI Banking & Psu Fund Regular-flexi Idcw1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%
UTI Banking & Psu Fund Direct-flexi Idcw1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Regular-growth1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%
UTI Banking & Psu Fund Direct-growth1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Direct-idcw Half Yearly1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Regular-idcw Half Yearly1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%
UTI Banking & Psu Fund Regular-idcw Monthly1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%
UTI Banking & Psu Fund Direct-idcw Monthly1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Regular-idcw Quarterly1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%
UTI Banking & Psu Fund Direct-idcw Quarterly1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%

growth is based on 1-month returns of the funds

Top Mutual Funds

Fund name
Axis Banking & Psu Debt Fund-growth12,270.1+0.15%+2.21%+3.07%+5.08%+6.90%+5.94%
Axis Banking & Psu Debt Direct Plan-growth12,270.1+0.17%+2.29%+3.22%+5.38%+7.20%+6.24%
Axis Banking & Psu Debt Fund-idcw Daily12,270.1+0.15%+2.21%+3.07%+5.08%+6.90%+5.94%
Axis Banking & Psu Debt Direct Plan-idcw Daily12,270.1+0.17%+2.29%+3.22%+5.38%+7.20%+6.24%
Axis Banking & Psu Debt Fund-idcw Monthly12,270.1+0.15%+2.21%+3.07%+5.08%+6.90%+5.94%
Axis Banking & Psu Debt Direct Plan-idcw Monthly12,270.1+0.17%+2.29%+3.22%+5.38%+7.20%+6.24%
Axis Banking & Psu Debt Direct Plan-idcw Weekly12,270.1+0.17%+2.29%+3.22%+5.38%+7.20%+6.24%
Axis Banking & Psu Debt Fund-idcw Weekly12,270.1+0.15%+2.21%+3.07%+5.08%+6.90%+5.94%
Bandhan Banking And Psu Fund Regular-growth12,172.2+0.12%+2.48%+3.48%+5.47%+6.95%+5.96%
Bandhan Banking And Psu Fund Direct-growth12,172.2+0.14%+2.56%+3.64%+5.79%+7.27%+6.28%

Top funds are based on Fund AUM

Top Debt Funds

Fund name
Uti Banking & Psu Fund Direct-flexi Idcw₹20.54+7.40%+7.66%—
Uti Banking & Psu Fund Direct-growth₹23.84+7.40%+7.66%—
Uti Banking & Psu Fund Direct-idcw Half Yearly₹15.82+7.40%+7.66%—
Uti Banking & Psu Fund Direct-idcw Monthly₹13.72+7.40%+7.66%—
Uti Banking & Psu Fund Direct-idcw Quarterly₹17.74+7.40%+7.66%—
Uti Banking & Psu Fund Direct-idcw Yearly₹13.65+7.40%+7.66%—
Uti Banking & Psu Fund Regular-flexi Idcw₹15.68+7.13%+7.38%—
Uti Banking & Psu Fund Regular-growth₹23.38+7.13%+7.38%—
Uti Banking & Psu Fund Regular-idcw Half Yearly₹15.61+7.13%+7.38%—
Uti Banking & Psu Fund Regular-idcw Monthly₹13.44+7.13%+7.38%—

growth is based on 5Y returns of the funds

Historical NAV

Date NAV
03 Aug 2026 ₹13.36
31 Jul 2026 ₹13.35
30 Jul 2026 ₹13.34
29 Jul 2026 ₹13.34
28 Jul 2026 ₹13.34
27 Jul 2026 ₹13.34
24 Jul 2026 ₹13.33
23 Jul 2026 ₹13.32
22 Jul 2026 ₹13.32
21 Jul 2026 ₹13.32
20 Jul 2026 ₹13.31
17 Jul 2026 ₹13.31
16 Jul 2026 ₹13.31
15 Jul 2026 ₹13.30
14 Jul 2026 ₹13.30
13 Jul 2026 ₹13.30
10 Jul 2026 ₹13.30
09 Jul 2026 ₹13.30
08 Jul 2026 ₹13.29
07 Jul 2026 ₹13.30
06 Jul 2026 ₹13.31
03 Jul 2026 ₹13.30
02 Jul 2026 ₹13.30
01 Jul 2026 ₹13.29
30 Jun 2026 ₹13.29
29 Jun 2026 ₹13.28
25 Jun 2026 ₹13.26
24 Jun 2026 ₹13.25
23 Jun 2026 ₹13.24
22 Jun 2026 ₹13.24

Portfolio Updated on: 04 Aug, 2026

Fund Growth & Size Analysis

+₹1,100.6 Cr Since Launch
This Fund
Category Average

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UTI Banking & Psu Fund Regular-idcw Yearly Returns Comparison

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UTI Banking & Psu Fund Regular-idcw Yearly FAQ'S

  • Sharpe Ratio: 1.18%
  • Standard Deviation: 0.98%

    • Additional important ratios:

  • Sortino Ratio: 2.24%

As of Tue Jun 30, 2026, the total assets managed under UTI Banking & Psu Fund Regular-idcw Yearly stand at approximately ₹ 1,100.6 crore.

The UTI Banking & Psu Fund Regular-idcw Yearly has delivered the following short-term performance:

  • 3 Months Return: 1.84%
  • 6 Months Return: 3.13%

The historical growth of the UTI Banking & Psu Fund Regular-idcw Yearly is reflected through its CAGR returns:

  • 3 Year CAGR: 7.13%
  • 5 Year CAGR: 7.38%
  • Return Since Launch: 7.03%

The portfolio of UTI Banking & Psu Fund Regular-idcw Yearly is distributed across different asset classes as follows:

  • Debt Instruments: 108.50%

The UTI Banking & Psu Fund Regular-idcw Yearly is managed by Anurag Mittal, representing UTI Mutual Fund.

Top stock holdings of UTI Banking & Psu Fund Regular-idcw Yearly include:

  • CANARA BANK CD 28JAN27 – represents 10.05% of the portfolio
  • CANARA BANK CD 28JAN27 – represents 10.05% of the portfolio
  • UNION BANK OF INDIA CD 19JAN27 – represents 8.76% of the portfolio
  • UNION BANK OF INDIA CD 19JAN27 – represents 8.76% of the portfolio
  • GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.32% of the portfolio
  • GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.32% of the portfolio
  • GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.38% of the portfolio
  • GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.36% of the portfolio
  • GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 11.48% of the portfolio
  • GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 – represents 8.57% of the portfolio

Major sector exposures in UTI Banking & Psu Fund Regular-idcw Yearly are:

  • Financial – accounts for 1,063.04% of the portfolio
  • Entities – accounts for 117.95% of the portfolio
  • Energy & Utilities – accounts for 48.70% of the portfolio
  • Industrials – accounts for 3.47% of the portfolio
  • Technology – accounts for 1.36% of the portfolio

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