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UTI Overnight Fund Direct-idcw Daily
Debt
Low Risk
Latest AUM
₹ 4,264.3 Cr.
NAV as on 03 aug, 2026
₹ 1,371.66
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
UTI Overnight Fund Direct-idcw Daily
Lock In
No Lock-in
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at low risk
Category Average Annual Returns
6.21
Portfolio Composition Analysis
Debt
5.53%
Cash
94.47%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| CANARA BANK CD 01JUN26 | Financial | Certificate of Deposit | 5.87% |
| HDFC SECURITIES LIMITED 91D CP 01JUN26 | Financial | Commercial Paper | 4.70% |
| GOVERNMENT OF INDIA 36690 091 DAYS TBILL 06FB26 FV RS 100 | Financial | Treasury Bills | 2.25% |
| GOVERNMENT OF INDIA 36680 182 DAYS TBILL 08MY26 FV RS 100 | Financial | Treasury Bills | 1.83% |
| GOVERNMENT OF INDIA 36403 182 DAYS TBILL 05MR26 FV RS 100 | Financial | Treasury Bills | 1.82% |
| GOVERNMENT OF INDIA 36043 364 DAYS TBILL 04JU26 FV RS 100 | Financial | Treasury Bills | 2.35% |
| GOVERNMENT OF INDIA 36402 091 DAYS TBILL 04DC25 FV RS 100 | Financial | Treasury Bills | 1.86% |
| GOVERNMENT OF INDIA 37341 091 DAYS TBILL 09JL26 FV RS 100 | Financial | Treasury Bills | 2.34% |
| GOVERNMENT OF INDIA 36939 182 DAYS TBILL 17JL26 FV RS 100 | Financial | Treasury Bills | 2.34% |
| GOVERNMENT OF INDIA 36939 182 DAYS TBILL 17JL26 FV RS 100 | Financial | Treasury Bills | 2.34% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.21% |
| Standard Deviation | 0.20% |
| Sortino Ratio | 2.41% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.30% | NA | 1.35% |
| 6 Months | 2.55% | NA | 2.84% |
| 9 Months | 3.91% | NA | 4.52% |
| 1 Year | 5.33% | 5.33% | 6.21% |
| 2 Years | 11.96% | 5.81% | 6.50% |
| 3 Years | 19.57% | 6.14% | 6.44% |
| 5 Years | 31.69% | 5.66% | 5.23% |
| 7 Years | 41.65% | 5.10% | NA |
| 10 Years | 70.17% | 5.46% | 5.53% |
UTI Overnight Fund Direct-idcw Daily is one Debt mutual fund offered by UTI Mutual Fund. the fund aims Reasonable income over one day with capital preservation. Investment in overnight securities It manages assets worth ₹4,264.3 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.09%.
Jaydeep Bhowal has experience He began his career with UTI Mutual Fund in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. Presently he is working as Dealer in Department of Fund Management - Fixed Income. Prior to joining the AMC he was associated with SJ & A.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Overnight Fund Direct-growth | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Direct-idcw Daily | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Direct-idcw Monthly | 42.9 | +0.44% | +1.48% | +2.74% | +5.57% | +6.28% | +5.79% |
| Bank Of India Overnight Fund Regular-growth | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Bank Of India Overnight Fund Regular-idcw Daily | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Bank Of India Overnight Fund Regular-idcw Monthly | 42.9 | +0.44% | +1.47% | +2.72% | +5.54% | +6.25% | +5.75% |
| Axis Overnight Fund Direct-growth | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Daily | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Monthly | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
| Axis Overnight Fund Direct-idcw Weekly | 8,216.3 | +0.44% | +1.31% | +2.57% | +5.36% | +6.17% | +5.70% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from UTI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Overnight Fund Regular Plan-growth | 4,264.3 | +0.43% | +1.29% | +2.52% | +5.28% | +6.09% | +5.61% |
| UTI Overnight Fund Direct-growth | 4,264.3 | +0.44% | +1.30% | +2.55% | +5.33% | +6.14% | +5.66% |
| UTI Overnight Fund Regular Plan-idcw | 4,264.3 | +0.43% | +1.29% | +2.52% | +5.28% | +6.09% | +5.61% |
| UTI Overnight Fund Direct-idcw | 4,264.3 | +0.44% | +1.30% | +2.55% | +5.33% | +6.14% | +5.66% |
| UTI Overnight Fund Regular Plan-idcw Daily | 4,264.3 | +0.43% | +1.29% | +2.52% | +5.28% | +6.09% | +5.61% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Overnight Fund Regular-growth | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| SBI Overnight Fund Direct-growth | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Regular-idcw Daily | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| SBI Overnight Fund Direct-idcw Daily | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Direct-idcw Weekly | 26,838.6 | +0.44% | +1.30% | +2.53% | +5.29% | +6.10% | +5.63% |
| SBI Overnight Fund Regular-idcw Weekly | 26,838.6 | +0.43% | +1.28% | +2.50% | +5.23% | +6.03% | +5.55% |
| Nippon India Etf Nifty 1d Rate Liquid Bees-idcw Daily | 10,533.6 | +0.37% | +1.12% | +2.14% | +4.50% | +5.27% | +4.84% |
| ICICI Prudential Overnight Fund-growth | 10,066.3 | +0.43% | +1.28% | +2.52% | +5.26% | +6.07% | +5.58% |
| ICICI Prudential Overnight Fund Direct-growth | 10,066.3 | +0.44% | +1.30% | +2.55% | +5.33% | +6.13% | +5.65% |
| ICICI Prudential Overnight Fund-idcw Daily | 10,066.3 | +0.43% | +1.28% | +2.52% | +5.26% | +6.07% | +5.58% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Overnight Fund Direct-growth | ₹1,394.49 | +6.28% | +5.79% | — |
| Bank Of India Overnight Fund Direct-idcw Daily | ₹1,000.00 | +6.28% | +5.79% | — |
| Bank Of India Overnight Fund Direct-idcw Monthly | ₹1,001.01 | +6.28% | +5.79% | — |
| Bank Of India Overnight Fund Regular-growth | ₹1,390.17 | +6.25% | +5.75% | — |
| Bank Of India Overnight Fund Regular-idcw Daily | ₹1,000.00 | +6.25% | +5.75% | — |
| Bank Of India Overnight Fund Regular-idcw Monthly | ₹1,001.00 | +6.25% | +5.75% | — |
| Axis Overnight Fund Direct-growth | ₹1,451.04 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Daily | ₹1,000.51 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Monthly | ₹1,001.84 | +6.17% | +5.70% | — |
| Axis Overnight Fund Direct-idcw Weekly | ₹1,000.70 | +6.17% | +5.70% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹1,371.66 |
| 02 Aug 2026 | ₹1,371.66 |
| 01 Aug 2026 | ₹1,371.66 |
| 31 Jul 2026 | ₹1,371.66 |
| 30 Jul 2026 | ₹1,371.66 |
| 29 Jul 2026 | ₹1,371.66 |
| 28 Jul 2026 | ₹1,371.66 |
| 27 Jul 2026 | ₹1,371.66 |
| 26 Jul 2026 | ₹1,371.66 |
| 25 Jul 2026 | ₹1,371.66 |
| 24 Jul 2026 | ₹1,371.66 |
| 23 Jul 2026 | ₹1,371.66 |
| 22 Jul 2026 | ₹1,371.66 |
| 21 Jul 2026 | ₹1,371.66 |
| 20 Jul 2026 | ₹1,371.66 |
| 19 Jul 2026 | ₹1,371.66 |
| 18 Jul 2026 | ₹1,371.66 |
| 17 Jul 2026 | ₹1,371.66 |
| 16 Jul 2026 | ₹1,371.66 |
| 15 Jul 2026 | ₹1,371.66 |
| 14 Jul 2026 | ₹1,371.66 |
| 13 Jul 2026 | ₹1,371.66 |
| 12 Jul 2026 | ₹1,371.66 |
| 11 Jul 2026 | ₹1,371.66 |
| 10 Jul 2026 | ₹1,371.66 |
| 09 Jul 2026 | ₹1,371.66 |
| 08 Jul 2026 | ₹1,371.66 |
| 07 Jul 2026 | ₹1,371.66 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹4,264.3 Cr
Since Launch
This Fund
Category Average
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UTI Overnight Fund Direct-idcw Daily Returns Comparison
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UTI Overnight Fund Direct-idcw Daily FAQ'S
- Sharpe Ratio: 1.21%
- Standard Deviation: 0.20%
- Sortino Ratio: 2.41%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under UTI Overnight Fund Direct-idcw Daily stand at approximately ₹ 4,264.3 crore.
The UTI Overnight Fund Direct-idcw Daily has delivered the following short-term performance:
- 3 Months Return: 1.30%
- 6 Months Return: 2.55%
The historical growth of the UTI Overnight Fund Direct-idcw Daily is reflected through its CAGR returns:
- 3 Year CAGR: 6.14%
- 5 Year CAGR: 5.66%
- Return Since Launch: 6.20%
The portfolio of UTI Overnight Fund Direct-idcw Daily is distributed across different asset classes as follows:
- Debt Instruments: 5.53%
- Other Assets: 94.47%
The UTI Overnight Fund Direct-idcw Daily is managed by Jaydeep Bhowal, representing UTI Mutual Fund.
Top stock holdings of UTI Overnight Fund Direct-idcw Daily include:
- CANARA BANK CD 01JUN26 – represents 5.87% of the portfolio
- HDFC SECURITIES LIMITED 91D CP 01JUN26 – represents 4.70% of the portfolio
- GOVERNMENT OF INDIA 36690 091 DAYS TBILL 06FB26 FV RS 100 – represents 2.25% of the portfolio
- GOVERNMENT OF INDIA 36680 182 DAYS TBILL 08MY26 FV RS 100 – represents 1.83% of the portfolio
- GOVERNMENT OF INDIA 36403 182 DAYS TBILL 05MR26 FV RS 100 – represents 1.82% of the portfolio
- GOVERNMENT OF INDIA 36043 364 DAYS TBILL 04JU26 FV RS 100 – represents 2.35% of the portfolio
- GOVERNMENT OF INDIA 36402 091 DAYS TBILL 04DC25 FV RS 100 – represents 1.86% of the portfolio
- GOVERNMENT OF INDIA 37341 091 DAYS TBILL 09JL26 FV RS 100 – represents 2.34% of the portfolio
- GOVERNMENT OF INDIA 36939 182 DAYS TBILL 17JL26 FV RS 100 – represents 2.34% of the portfolio
- GOVERNMENT OF INDIA 36939 182 DAYS TBILL 17JL26 FV RS 100 – represents 2.34% of the portfolio
Major sector exposures in UTI Overnight Fund Direct-idcw Daily are:
- Financial – accounts for 72.71% of the portfolio
