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Aditya Birla Sun Life Credit Risk Fund Regular-idcw
Debt
High Risk
Latest AUM
₹ 1,178.2 Cr.
NAV as on 27 jul, 2026
₹ 13.19
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Aditya Birla Sun Life Credit Risk Fund Regular-idcw
Inception Date
17 Apr 2015
Lock In
No Lock-in
Risk
Principal at high risk
Category Average Annual Returns
10.65
Portfolio Composition Analysis
Debt
86.26%
Cash
5.86%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Other
Financial
Industrials
Entities
Materials
Healthcare
Energy & Utilities
Consumer Staples
Consumer Discretionary
Portfolio Updated on: 27 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 7.08% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 6.95% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 7.19% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 7.19% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 1.00% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 1.00% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 6.83% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 1.00% |
| GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 | Entities | GOI Securities | 5.55% |
| JSW STEEL LIMITED 8.25 NCD 23DC27 FVRS10LAC | Materials | Debenture | 5.34% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.80% |
| Standard Deviation | 2.93% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.40% | NA | 1.36% |
| 6 Months | 4.68% | NA | 6.38% |
| 9 Months | 9.49% | NA | 8.55% |
| 1 Year | 11.80% | 11.80% | 10.65% |
| 2 Years | 30.58% | 14.27% | 9.45% |
| 3 Years | 41.06% | 12.15% | 8.46% |
| 5 Years | 60.76% | 9.96% | 9.28% |
| 7 Years | 80.93% | 8.84% | NA |
| 10 Years | 124.85% | 8.44% | 6.47% |
Aditya Birla Sun Life Credit Risk Fund Regular-idcw is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 17 Apr 2015, the fund aims Income with capital growth over short to medium term. Investment in portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. It manages assets worth ₹1,178.2 crore as on Tue Mar 31, 2026. The expense ratio stands at 1.66%.
Mohit Sharma has experience Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Sunaina da Cunha has experience Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Aditya Birla Sun Life Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Credit Risk Fund Direct-growth | 1,178.2 | +0.85% | +2.60% | +5.11% | +12.75% | +13.12% | +10.91% |
| Aditya Birla Sun Life Credit Risk Fund Direct-growth | 1,178.2 | +0.85% | +2.60% | +5.11% | +12.75% | +13.12% | +10.91% |
| Aditya Birla Sun Life Credit Risk Fund Regular-growth | 1,178.2 | +0.78% | +2.40% | +4.68% | +11.80% | +12.15% | +9.96% |
| Aditya Birla Sun Life Credit Risk Fund Regular-growth | 1,178.2 | +0.78% | +2.40% | +4.68% | +11.80% | +12.15% | +9.96% |
| Aditya Birla Sun Life Credit Risk Fund Direct-growth | 1,178.2 | +0.85% | +2.60% | +5.11% | +12.75% | +13.12% | +10.91% |
| Aditya Birla Sun Life Credit Risk Fund Regular-growth | 1,178.2 | +0.78% | +2.40% | +4.68% | +11.80% | +12.15% | +9.96% |
| Aditya Birla Sun Life Credit Risk Fund Regular-growth | 1,178.2 | +0.78% | +2.40% | +4.68% | +11.80% | +12.15% | +9.96% |
| Aditya Birla Sun Life Credit Risk Fund Direct-growth | 1,178.2 | +0.85% | +2.60% | +5.11% | +12.75% | +13.12% | +10.91% |
| Aditya Birla Sun Life Credit Risk Fund Direct-growth | 1,178.2 | +0.85% | +2.60% | +5.11% | +12.75% | +13.12% | +10.91% |
| Aditya Birla Sun Life Credit Risk Fund Regular-growth | 1,178.2 | +0.78% | +2.40% | +4.68% | +11.80% | +12.15% | +9.96% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 27 Jul 2026 | ₹13.19 |
| 24 Jul 2026 | ₹13.17 |
| 23 Jul 2026 | ₹13.16 |
| 22 Jul 2026 | ₹13.17 |
| 21 Jul 2026 | ₹13.17 |
| 20 Jul 2026 | ₹13.16 |
| 17 Jul 2026 | ₹13.17 |
| 16 Jul 2026 | ₹13.16 |
| 15 Jul 2026 | ₹13.15 |
| 14 Jul 2026 | ₹13.14 |
| 13 Jul 2026 | ₹13.16 |
| 10 Jul 2026 | ₹13.17 |
| 09 Jul 2026 | ₹13.15 |
| 08 Jul 2026 | ₹13.14 |
| 07 Jul 2026 | ₹13.17 |
| 06 Jul 2026 | ₹13.18 |
| 03 Jul 2026 | ₹13.17 |
| 02 Jul 2026 | ₹13.17 |
| 01 Jul 2026 | ₹13.15 |
| 30 Jun 2026 | ₹13.14 |
| 29 Jun 2026 | ₹13.12 |
| 25 Jun 2026 | ₹13.09 |
| 24 Jun 2026 | ₹13.07 |
| 23 Jun 2026 | ₹13.05 |
| 22 Jun 2026 | ₹13.04 |
| 19 Jun 2026 | ₹13.03 |
| 18 Jun 2026 | ₹13.03 |
| 17 Jun 2026 | ₹13.02 |
| 15 Jun 2026 | ₹13.02 |
| 12 Jun 2026 | ₹13.00 |
Portfolio Updated on: 28 Jul, 2026
Fund Growth & Size Analysis
+₹1,178.2 Cr
Since Launch
This Fund
Category Average
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Aditya Birla Sun Life Credit Risk Fund Regular-idcw Returns Comparison
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Aditya Birla Sun Life Credit Risk Fund Regular-idcw FAQ'S
- Sharpe Ratio: 1.80%
- Standard Deviation: 2.93%
As of Tue Mar 31, 2026, the total assets managed under Aditya Birla Sun Life Credit Risk Fund Regular-idcw stand at approximately ₹ 1,178.2 crore.
The Aditya Birla Sun Life Credit Risk Fund Regular-idcw has delivered the following short-term performance:
- 3 Months Return: 2.40%
- 6 Months Return: 4.68%
The historical growth of the Aditya Birla Sun Life Credit Risk Fund Regular-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 12.15%
- 5 Year CAGR: 9.96%
- Return Since Launch: 8.55%
The portfolio of Aditya Birla Sun Life Credit Risk Fund Regular-idcw is distributed across different asset classes as follows:
- Debt Instruments: 86.26%
- Other Assets: 5.86%
The Aditya Birla Sun Life Credit Risk Fund Regular-idcw is managed by Sunaina da Cunha, representing Aditya Birla Sun Life Mutual Fund.
Top stock holdings of Aditya Birla Sun Life Credit Risk Fund Regular-idcw include:
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 7.08% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 6.95% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 7.19% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 7.19% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 1.00% of the portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 6.83% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – represents 5.55% of the portfolio
- JSW STEEL LIMITED 8.25 NCD 23DC27 FVRS10LAC – represents 5.34% of the portfolio
Major sector exposures in Aditya Birla Sun Life Credit Risk Fund Regular-idcw are:
- Financial – accounts for 368.82% of the portfolio
- Industrials – accounts for 179.49% of the portfolio
- Entities – accounts for 103.12% of the portfolio
- Materials – accounts for 99.62% of the portfolio
- Healthcare – accounts for 59.27% of the portfolio
