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DSP Banking & Psu Debt Fund Regular-idcw Daily
Debt
Moderate Risk
Latest AUM
₹ 3,304.2 Cr.
NAV as on 03 aug, 2026
₹ 10.19
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
DSP Banking & Psu Debt Fund Regular-idcw Daily
Inception Date
14 Sep 2013
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹100
STP Minimum Investment amount
₹100
Risk
Principal at moderate risk
Category Average Annual Returns
8.39
Portfolio Composition Analysis
Debt
96.68%
Cash
3.32%
Portfolio Updated on: 06 Jul, 2026
Sector Allocations
Debt
Financial
Entities
Energy & Utilities
Technology
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 | Entities | GOI Securities Floating Rate Bond | 5.47% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 5.64% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 5.65% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 4.82% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 5.13% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 6.04% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 5.28% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 4.52% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 4.75% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC | Financial | Debenture | 5.06% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.47% |
| Standard Deviation | 2.09% |
| Sortino Ratio | 0.73% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.54% | NA | 0.71% |
| 6 Months | 3.04% | NA | 4.51% |
| 9 Months | 3.35% | NA | 6.37% |
| 1 Year | 4.43% | 4.43% | 8.39% |
| 2 Years | 13.49% | 6.53% | 8.14% |
| 3 Years | 22.23% | 6.92% | 7.57% |
| 5 Years | 33.07% | 5.88% | 6.29% |
| 7 Years | 54.99% | 6.46% | NA |
| 10 Years | 93.07% | 6.80% | 7.57% |
DSP Banking & Psu Debt Fund Regular-idcw Daily is one Debt mutual fund offered by DSP Mutual Fund. Launched on 14 Sep 2013, the fund aims Income over a short-term investment horizon. Investment in money market and debt securities issued by banks and public sector undertakings, public financial institutions and Municipal Bonds. It manages assets worth ₹3,304.2 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.6%.
Sandeep Yadav has experience Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.
Shantanu Godambe has experience Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-growth | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Quarterly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Yearly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Regular-flexi Idcw | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-growth | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-idcw Monthly | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from DSP Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| DSP Banking & Psu Debt Fund Direct-growth | 3,304.2 | +0.05% | +2.61% | +3.18% | +4.71% | +7.20% | +6.16% |
| DSP Banking & Psu Debt Fund Regular-growth | 3,304.2 | +0.03% | +2.54% | +3.04% | +4.43% | +6.92% | +5.88% |
| DSP Banking & Psu Debt Fund Regular-idcw | 3,304.2 | +0.03% | +2.54% | +3.04% | +4.43% | +6.92% | +5.88% |
| DSP Banking & Psu Debt Fund Direct-idcw | 3,304.2 | +0.05% | +2.61% | +3.18% | +4.71% | +7.20% | +6.16% |
| DSP Banking & Psu Debt Fund Direct-idcw Daily | 3,304.2 | +0.05% | +2.61% | +3.18% | +4.71% | +7.20% | +6.16% |
| DSP Banking & Psu Debt Fund Regular-idcw Monthly | 3,304.2 | +0.03% | +2.54% | +3.04% | +4.43% | +6.92% | +5.88% |
| DSP Banking & Psu Debt Fund Direct-idcw Monthly | 3,304.2 | +0.05% | +2.61% | +3.18% | +4.71% | +7.20% | +6.16% |
| DSP Banking & Psu Debt Fund Regular-idcw Quarterly | 3,304.2 | +0.03% | +2.54% | +3.04% | +4.43% | +6.92% | +5.88% |
| DSP Banking & Psu Debt Fund Direct-idcw Quarterly | 3,304.2 | +0.05% | +2.61% | +3.18% | +4.71% | +7.20% | +6.16% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-growth | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Daily | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Monthly | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Weekly | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Bandhan Banking And Psu Fund Regular-growth | 12,172.2 | +0.12% | +2.48% | +3.48% | +5.47% | +6.95% | +5.96% |
| Bandhan Banking And Psu Fund Direct-growth | 12,172.2 | +0.14% | +2.56% | +3.64% | +5.79% | +7.27% | +6.28% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Uti Banking & Psu Fund Direct-flexi Idcw | ₹20.54 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-growth | ₹23.84 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Half Yearly | ₹15.82 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Monthly | ₹13.72 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Quarterly | ₹17.74 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Yearly | ₹13.65 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Regular-flexi Idcw | ₹15.68 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-growth | ₹23.38 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-idcw Half Yearly | ₹15.61 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-idcw Monthly | ₹13.44 | +7.13% | +7.38% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹10.19 |
| 31 Jul 2026 | ₹10.18 |
| 30 Jul 2026 | ₹10.17 |
| 29 Jul 2026 | ₹10.18 |
| 28 Jul 2026 | ₹10.18 |
| 27 Jul 2026 | ₹10.18 |
| 24 Jul 2026 | ₹10.16 |
| 23 Jul 2026 | ₹10.16 |
| 22 Jul 2026 | ₹10.16 |
| 21 Jul 2026 | ₹10.16 |
| 20 Jul 2026 | ₹10.16 |
| 17 Jul 2026 | ₹10.16 |
| 16 Jul 2026 | ₹10.16 |
| 15 Jul 2026 | ₹10.15 |
| 14 Jul 2026 | ₹10.14 |
| 13 Jul 2026 | ₹10.17 |
| 10 Jul 2026 | ₹10.17 |
| 09 Jul 2026 | ₹10.16 |
| 08 Jul 2026 | ₹10.15 |
| 07 Jul 2026 | ₹10.18 |
| 06 Jul 2026 | ₹10.19 |
| 03 Jul 2026 | ₹10.19 |
| 02 Jul 2026 | ₹10.19 |
| 01 Jul 2026 | ₹10.19 |
| 30 Jun 2026 | ₹10.19 |
| 29 Jun 2026 | ₹10.19 |
| 25 Jun 2026 | ₹10.19 |
| 24 Jun 2026 | ₹10.19 |
| 23 Jun 2026 | ₹10.19 |
| 22 Jun 2026 | ₹10.19 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹3,304.2 Cr
Since Launch
This Fund
Category Average
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DSP Banking & Psu Debt Fund Regular-idcw Daily Returns Comparison
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DSP Banking & Psu Debt Fund Regular-idcw Daily FAQ'S
- Sharpe Ratio: 0.47%
- Standard Deviation: 2.09%
- Sortino Ratio: 0.73%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under DSP Banking & Psu Debt Fund Regular-idcw Daily stand at approximately ₹ 3,304.2 crore.
The DSP Banking & Psu Debt Fund Regular-idcw Daily has delivered the following short-term performance:
- 3 Months Return: 2.54%
- 6 Months Return: 3.04%
The historical growth of the DSP Banking & Psu Debt Fund Regular-idcw Daily is reflected through its CAGR returns:
- 3 Year CAGR: 6.92%
- 5 Year CAGR: 5.88%
- Return Since Launch: 7.49%
The portfolio of DSP Banking & Psu Debt Fund Regular-idcw Daily is distributed across different asset classes as follows:
- Debt Instruments: 96.68%
- Other Assets: 3.32%
The DSP Banking & Psu Debt Fund Regular-idcw Daily is managed by Shantanu Godambe, representing DSP Mutual Fund.
Top stock holdings of DSP Banking & Psu Debt Fund Regular-idcw Daily include:
- CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 – represents 5.47% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 5.64% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 5.65% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 4.82% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 5.13% of the portfolio
- GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 – represents 6.04% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC – represents 5.28% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC – represents 4.52% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC – represents 4.75% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC – represents 5.06% of the portfolio
Major sector exposures in DSP Banking & Psu Debt Fund Regular-idcw Daily are:
- Financial – accounts for 623.08% of the portfolio
- Entities – accounts for 166.39% of the portfolio
- Energy & Utilities – accounts for 113.15% of the portfolio
- Technology – accounts for 70.27% of the portfolio
