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Franklin India Banking & Psu Debt Fund Regular-idcw

Debt
Low to Moderate Risk

Latest AUM

₹ 584.0 Cr.

NAV as on 03 aug, 2026

₹ 10.93

+20.58% 3 years annulised
This Fund

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Fund Details

Fund Names Franklin India Banking & Psu Debt Fund Regular-idcw
Inception Date 25 Apr 2014
Lock In No Lock-in
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹500
Risk Principal at low to moderate risk
Category Average Annual Returns 8.39

Portfolio Composition Analysis

Debt 82.66%
Cash 17.34%
Portfolio Updated on: 07 Jul, 2026

Sector Allocations

Debt
Financial
626.67%
Industrials
84.82%
Consumer Staples
80.99%
Entities
46.25%
Technology
4.45%
Energy & Utilities
4.28%

Portfolio Updated on: 03 aug, 2026

Top 10 Holdings

Name Sector Instruments Assets
INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 7.56 NCD 20MR28 FVRS1LAC Industrials Debenture 10.51%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC Consumer Staples Debenture 8.02%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC Consumer Staples Debenture 8.24%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC Consumer Staples Debenture 7.97%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC Consumer Staples Debenture 7.87%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC Consumer Staples Debenture 7.87%
REC LIMITED SR 239 BD 03NV34 FVRS1LAC Financial Bonds 7.05%
REC LIMITED SR 239 BD 03NV34 FVRS1LAC Financial Bonds 6.98%
REC LIMITED SR 239 BD 03NV34 FVRS1LAC Financial Bonds 7.05%
REC LIMITED SR 239 BD 03NV34 FVRS1LAC Financial Bonds 7.11%

Debt & Credit Risk Analysis

Returns vs. Category (1 year)
Returns vs. Category (RSI)
Sharpe Ratio1.20%
Standard Deviation1.05%
Sortino Ratio1.71%

Returns Analysis

Tenure Absolute Annualised Category Average
3 Months 1.93% NA 0.71%
6 Months 3.15% NA 4.51%
9 Months 4.20% NA 6.37%
1 Year 5.87% 5.87% 8.39%
2 Years 14.96% 7.22% 8.14%
3 Years 23.30% 7.23% 7.57%
5 Years 34.65% 6.13% 6.29%
7 Years 55.40% 6.50% NA
10 Years 95.98% 6.96% 7.57%

Franklin India Banking & Psu Debt Fund Regular-idcw is one Debt mutual fund offered by Franklin Templeton Mutual Fund. Launched on 25 Apr 2014, the fund aims Regular income for Medium term capital appreciation with current income. An income fund that invests predominantly in debt and money market instruments issued by Banks, PSUs, PFIs and Municipal Bonds. It manages assets worth ₹584.0 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.49%.

Anuj Tagra has experience Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.

Chandni Gupta has experience Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.

Sandeep Manam has experience Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Cognizant Technology Solutions, Shapoorji Pallonji & Company Private Limited.

Top Performing Mutual Funds

Fund name
UTI Banking & Psu Fund Direct-flexi Idcw1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Direct-growth1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Direct-idcw Half Yearly1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Direct-idcw Monthly1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Direct-idcw Quarterly1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Direct-idcw Yearly1,100.6+0.43%+1.91%+3.25%+5.84%+7.40%+7.66%
UTI Banking & Psu Fund Regular-flexi Idcw1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%
UTI Banking & Psu Fund Regular-growth1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%
UTI Banking & Psu Fund Regular-idcw Half Yearly1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%
UTI Banking & Psu Fund Regular-idcw Monthly1,100.6+0.41%+1.84%+3.13%+5.57%+7.13%+7.38%

growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More Funds from Franklin Templeton Mutual Fund

Fund name
Franklin India Banking & Psu Debt Fund Direct-growth584.0+0.43%+2.01%+3.29%+6.18%+7.57%+6.48%
Franklin India Banking & Psu Debt Fund Regular-growth584.0+0.40%+1.93%+3.15%+5.87%+7.23%+6.13%
Franklin India Banking & Psu Debt Fund Direct-idcw584.0+0.43%+2.01%+3.29%+6.18%+7.57%+6.48%

growth is based on 1-month returns of the funds

Top Mutual Funds

Fund name
Axis Banking & Psu Debt Fund-growth12,270.1+0.15%+2.21%+3.07%+5.08%+6.90%+5.94%
Axis Banking & Psu Debt Direct Plan-growth12,270.1+0.17%+2.29%+3.22%+5.38%+7.20%+6.24%
Axis Banking & Psu Debt Fund-idcw Daily12,270.1+0.15%+2.21%+3.07%+5.08%+6.90%+5.94%
Axis Banking & Psu Debt Direct Plan-idcw Daily12,270.1+0.17%+2.29%+3.22%+5.38%+7.20%+6.24%
Axis Banking & Psu Debt Fund-idcw Monthly12,270.1+0.15%+2.21%+3.07%+5.08%+6.90%+5.94%
Axis Banking & Psu Debt Direct Plan-idcw Monthly12,270.1+0.17%+2.29%+3.22%+5.38%+7.20%+6.24%
Axis Banking & Psu Debt Direct Plan-idcw Weekly12,270.1+0.17%+2.29%+3.22%+5.38%+7.20%+6.24%
Axis Banking & Psu Debt Fund-idcw Weekly12,270.1+0.15%+2.21%+3.07%+5.08%+6.90%+5.94%
Bandhan Banking And Psu Fund Regular-growth12,172.2+0.12%+2.48%+3.48%+5.47%+6.95%+5.96%
Bandhan Banking And Psu Fund Direct-growth12,172.2+0.14%+2.56%+3.64%+5.79%+7.27%+6.28%

Top funds are based on Fund AUM

Top Debt Funds

Fund name
Uti Banking & Psu Fund Direct-flexi Idcw₹20.54+7.40%+7.66%—
Uti Banking & Psu Fund Direct-growth₹23.84+7.40%+7.66%—
Uti Banking & Psu Fund Direct-idcw Half Yearly₹15.82+7.40%+7.66%—
Uti Banking & Psu Fund Direct-idcw Monthly₹13.72+7.40%+7.66%—
Uti Banking & Psu Fund Direct-idcw Quarterly₹17.74+7.40%+7.66%—
Uti Banking & Psu Fund Direct-idcw Yearly₹13.65+7.40%+7.66%—
Uti Banking & Psu Fund Regular-flexi Idcw₹15.68+7.13%+7.38%—
Uti Banking & Psu Fund Regular-growth₹23.38+7.13%+7.38%—
Uti Banking & Psu Fund Regular-idcw Half Yearly₹15.61+7.13%+7.38%—
Uti Banking & Psu Fund Regular-idcw Monthly₹13.44+7.13%+7.38%—

growth is based on 5Y returns of the funds

Historical NAV

Date NAV
03 Aug 2026 ₹10.93
31 Jul 2026 ₹10.93
30 Jul 2026 ₹10.93
29 Jul 2026 ₹10.93
28 Jul 2026 ₹10.92
27 Jul 2026 ₹10.92
24 Jul 2026 ₹10.92
23 Jul 2026 ₹10.91
22 Jul 2026 ₹10.91
21 Jul 2026 ₹10.91
20 Jul 2026 ₹10.90
17 Jul 2026 ₹10.90
16 Jul 2026 ₹10.89
15 Jul 2026 ₹10.88
14 Jul 2026 ₹10.88
13 Jul 2026 ₹10.89
10 Jul 2026 ₹10.88
09 Jul 2026 ₹10.88
08 Jul 2026 ₹10.87
07 Jul 2026 ₹10.88
06 Jul 2026 ₹10.89
03 Jul 2026 ₹10.89
02 Jul 2026 ₹10.89
01 Jul 2026 ₹10.88
30 Jun 2026 ₹10.87
29 Jun 2026 ₹10.86
25 Jun 2026 ₹10.84
24 Jun 2026 ₹10.83
23 Jun 2026 ₹10.82
22 Jun 2026 ₹10.82

Portfolio Updated on: 04 Aug, 2026

Fund Growth & Size Analysis

+₹584.0 Cr Since Launch
This Fund
Category Average

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Franklin India Banking & Psu Debt Fund Regular-idcw Returns Comparison

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Franklin India Banking & Psu Debt Fund Regular-idcw FAQ'S

  • Sharpe Ratio: 1.20%
  • Standard Deviation: 1.05%

    • Additional important ratios:

  • Sortino Ratio: 1.71%

As of Tue Jun 30, 2026, the total assets managed under Franklin India Banking & Psu Debt Fund Regular-idcw stand at approximately ₹ 584.0 crore.

The Franklin India Banking & Psu Debt Fund Regular-idcw has delivered the following short-term performance:

  • 3 Months Return: 1.93%
  • 6 Months Return: 3.15%

The historical growth of the Franklin India Banking & Psu Debt Fund Regular-idcw is reflected through its CAGR returns:

  • 3 Year CAGR: 7.23%
  • 5 Year CAGR: 6.13%
  • Return Since Launch: 7.39%

The portfolio of Franklin India Banking & Psu Debt Fund Regular-idcw is distributed across different asset classes as follows:

  • Debt Instruments: 82.66%
  • Other Assets: 17.34%

The Franklin India Banking & Psu Debt Fund Regular-idcw is managed by Sandeep Manam, representing Franklin Templeton Mutual Fund.

Top stock holdings of Franklin India Banking & Psu Debt Fund Regular-idcw include:

  • INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 7.56 NCD 20MR28 FVRS1LAC – represents 10.51% of the portfolio
  • JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 8.02% of the portfolio
  • JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 8.24% of the portfolio
  • JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 7.97% of the portfolio
  • JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 7.87% of the portfolio
  • JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 7.87% of the portfolio
  • REC LIMITED SR 239 BD 03NV34 FVRS1LAC – represents 7.05% of the portfolio
  • REC LIMITED SR 239 BD 03NV34 FVRS1LAC – represents 6.98% of the portfolio
  • REC LIMITED SR 239 BD 03NV34 FVRS1LAC – represents 7.05% of the portfolio
  • REC LIMITED SR 239 BD 03NV34 FVRS1LAC – represents 7.11% of the portfolio

Major sector exposures in Franklin India Banking & Psu Debt Fund Regular-idcw are:

  • Financial – accounts for 626.67% of the portfolio
  • Industrials – accounts for 84.82% of the portfolio
  • Consumer Staples – accounts for 80.99% of the portfolio
  • Entities – accounts for 46.25% of the portfolio
  • Technology – accounts for 4.45% of the portfolio

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