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Franklin India Banking & Psu Debt Fund Regular-growth
Debt
Low to Moderate Risk
Latest AUM
₹ 584.0 Cr.
NAV as on 03 aug, 2026
₹ 24.00
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Franklin India Banking & Psu Debt Fund Regular-growth
Inception Date
25 Apr 2014
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at low to moderate risk
Category Average Annual Returns
8.39
Portfolio Composition Analysis
Debt
82.66%
Cash
17.34%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Industrials
Consumer Staples
Entities
Technology
Energy & Utilities
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 7.56 NCD 20MR28 FVRS1LAC | Industrials | Debenture | 10.51% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 8.02% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 8.24% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 7.97% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 7.87% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 7.87% |
| REC LIMITED SR 239 BD 03NV34 FVRS1LAC | Financial | Bonds | 7.05% |
| REC LIMITED SR 239 BD 03NV34 FVRS1LAC | Financial | Bonds | 6.98% |
| REC LIMITED SR 239 BD 03NV34 FVRS1LAC | Financial | Bonds | 7.05% |
| REC LIMITED SR 239 BD 03NV34 FVRS1LAC | Financial | Bonds | 7.11% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.20% |
| Standard Deviation | 1.05% |
| Sortino Ratio | 1.71% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.93% | NA | 0.71% |
| 6 Months | 3.15% | NA | 4.51% |
| 9 Months | 4.20% | NA | 6.37% |
| 1 Year | 5.87% | 5.87% | 8.39% |
| 2 Years | 14.96% | 7.22% | 8.14% |
| 3 Years | 23.30% | 7.23% | 7.57% |
| 5 Years | 34.65% | 6.13% | 6.29% |
| 7 Years | 55.40% | 6.50% | NA |
| 10 Years | 95.98% | 6.96% | 7.57% |
Franklin India Banking & Psu Debt Fund Regular-growth is one Debt mutual fund offered by Franklin Templeton Mutual Fund. Launched on 25 Apr 2014, the fund aims Regular income for Medium term capital appreciation with current income. An income fund that invests predominantly in debt and money market instruments issued by Banks, PSUs, PFIs and Municipal Bonds. It manages assets worth ₹584.0 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.49%.
Anuj Tagra has experience Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.
Chandni Gupta has experience Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.
Sandeep Manam has experience Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Cognizant Technology Solutions, Shapoorji Pallonji & Company Private Limited.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Banking & Psu Fund Direct-flexi Idcw | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-growth | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Half Yearly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Monthly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Quarterly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Direct-idcw Yearly | 1,100.6 | +0.43% | +1.91% | +3.25% | +5.84% | +7.40% | +7.66% |
| UTI Banking & Psu Fund Regular-flexi Idcw | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-growth | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-idcw Half Yearly | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
| UTI Banking & Psu Fund Regular-idcw Monthly | 1,100.6 | +0.41% | +1.84% | +3.13% | +5.57% | +7.13% | +7.38% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Franklin Templeton Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Franklin India Banking & Psu Debt Fund Direct-growth | 584.0 | +0.43% | +2.01% | +3.29% | +6.18% | +7.57% | +6.48% |
| Franklin India Banking & Psu Debt Fund Direct-idcw | 584.0 | +0.43% | +2.01% | +3.29% | +6.18% | +7.57% | +6.48% |
| Franklin India Banking & Psu Debt Fund Regular-idcw | 584.0 | +0.40% | +1.93% | +3.15% | +5.87% | +7.23% | +6.13% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Axis Banking & Psu Debt Fund-growth | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-growth | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Daily | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Daily | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Monthly | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Axis Banking & Psu Debt Direct Plan-idcw Monthly | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Direct Plan-idcw Weekly | 12,270.1 | +0.17% | +2.29% | +3.22% | +5.38% | +7.20% | +6.24% |
| Axis Banking & Psu Debt Fund-idcw Weekly | 12,270.1 | +0.15% | +2.21% | +3.07% | +5.08% | +6.90% | +5.94% |
| Bandhan Banking And Psu Fund Regular-growth | 12,172.2 | +0.12% | +2.48% | +3.48% | +5.47% | +6.95% | +5.96% |
| Bandhan Banking And Psu Fund Direct-growth | 12,172.2 | +0.14% | +2.56% | +3.64% | +5.79% | +7.27% | +6.28% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Uti Banking & Psu Fund Direct-flexi Idcw | ₹20.54 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-growth | ₹23.84 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Half Yearly | ₹15.82 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Monthly | ₹13.72 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Quarterly | ₹17.74 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Direct-idcw Yearly | ₹13.65 | +7.40% | +7.66% | — |
| Uti Banking & Psu Fund Regular-flexi Idcw | ₹15.68 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-growth | ₹23.38 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-idcw Half Yearly | ₹15.61 | +7.13% | +7.38% | — |
| Uti Banking & Psu Fund Regular-idcw Monthly | ₹13.44 | +7.13% | +7.38% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹24.00 |
| 31 Jul 2026 | ₹23.99 |
| 30 Jul 2026 | ₹23.99 |
| 29 Jul 2026 | ₹24.00 |
| 28 Jul 2026 | ₹23.98 |
| 27 Jul 2026 | ₹23.98 |
| 24 Jul 2026 | ₹23.97 |
| 23 Jul 2026 | ₹23.96 |
| 22 Jul 2026 | ₹23.95 |
| 21 Jul 2026 | ₹23.95 |
| 20 Jul 2026 | ₹23.94 |
| 17 Jul 2026 | ₹23.92 |
| 16 Jul 2026 | ₹23.91 |
| 15 Jul 2026 | ₹23.90 |
| 14 Jul 2026 | ₹23.88 |
| 13 Jul 2026 | ₹23.90 |
| 10 Jul 2026 | ₹23.89 |
| 09 Jul 2026 | ₹23.88 |
| 08 Jul 2026 | ₹23.87 |
| 07 Jul 2026 | ₹23.90 |
| 06 Jul 2026 | ₹23.91 |
| 03 Jul 2026 | ₹23.90 |
| 02 Jul 2026 | ₹23.90 |
| 01 Jul 2026 | ₹23.89 |
| 30 Jun 2026 | ₹23.86 |
| 29 Jun 2026 | ₹23.84 |
| 25 Jun 2026 | ₹23.81 |
| 24 Jun 2026 | ₹23.78 |
| 23 Jun 2026 | ₹23.76 |
| 22 Jun 2026 | ₹23.76 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹584.0 Cr
Since Launch
This Fund
Category Average
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Franklin India Banking & Psu Debt Fund Regular-growth Returns Comparison
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Franklin India Banking & Psu Debt Fund Regular-growth FAQ'S
- Sharpe Ratio: 1.20%
- Standard Deviation: 1.05%
- Sortino Ratio: 1.71%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Franklin India Banking & Psu Debt Fund Regular-growth stand at approximately ₹ 584.0 crore.
The Franklin India Banking & Psu Debt Fund Regular-growth has delivered the following short-term performance:
- 3 Months Return: 1.93%
- 6 Months Return: 3.15%
The historical growth of the Franklin India Banking & Psu Debt Fund Regular-growth is reflected through its CAGR returns:
- 3 Year CAGR: 7.23%
- 5 Year CAGR: 6.13%
- Return Since Launch: 7.39%
The portfolio of Franklin India Banking & Psu Debt Fund Regular-growth is distributed across different asset classes as follows:
- Debt Instruments: 82.66%
- Other Assets: 17.34%
The Franklin India Banking & Psu Debt Fund Regular-growth is managed by Sandeep Manam, representing Franklin Templeton Mutual Fund.
Top stock holdings of Franklin India Banking & Psu Debt Fund Regular-growth include:
- INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 7.56 NCD 20MR28 FVRS1LAC – represents 10.51% of the portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 8.02% of the portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 8.24% of the portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 7.97% of the portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 7.87% of the portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 7.87% of the portfolio
- REC LIMITED SR 239 BD 03NV34 FVRS1LAC – represents 7.05% of the portfolio
- REC LIMITED SR 239 BD 03NV34 FVRS1LAC – represents 6.98% of the portfolio
- REC LIMITED SR 239 BD 03NV34 FVRS1LAC – represents 7.05% of the portfolio
- REC LIMITED SR 239 BD 03NV34 FVRS1LAC – represents 7.11% of the portfolio
Major sector exposures in Franklin India Banking & Psu Debt Fund Regular-growth are:
- Financial – accounts for 626.67% of the portfolio
- Industrials – accounts for 84.82% of the portfolio
- Consumer Staples – accounts for 80.99% of the portfolio
- Entities – accounts for 46.25% of the portfolio
- Technology – accounts for 4.45% of the portfolio
