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Kotak Credit Risk Fund Regular-idcw
Debt
Moderately High Risk
Latest AUM
₹ 767.9 Cr.
NAV as on 03 aug, 2026
₹ 13.81
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Kotak Credit Risk Fund Regular-idcw
Inception Date
11 May 2010
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹1000
STP Minimum Investment amount
₹1000
Risk
Principal at moderately high risk
Category Average Annual Returns
11.50
Portfolio Composition Analysis
Debt
87.23%
Cash
2.98%
Portfolio Updated on: 08 Jul, 2026
Sector Allocations
Debt
Other
Financial
Materials
Consumer Staples
Industrials
Entities
Consumer Discretionary
Energy & Utilities
Real Estate
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 8.60% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 8.53% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 8.53% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 9.03% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 9.03% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 8.94% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 7.23% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 7.23% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 7.15% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 7.15% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.03% |
| Standard Deviation | 1.56% |
| Sortino Ratio | 1.47% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.38% | NA | 1.56% |
| 6 Months | 3.38% | NA | 6.78% |
| 9 Months | 4.45% | NA | 9.16% |
| 1 Year | 6.80% | 6.80% | 11.50% |
| 2 Years | 15.05% | 7.26% | 10.29% |
| 3 Years | 24.65% | 7.62% | 9.30% |
| 5 Years | 32.75% | 5.83% | 10.13% |
| 7 Years | 51.46% | 6.11% | NA |
| 10 Years | 87.71% | 6.50% | 7.32% |
Kotak Credit Risk Fund Regular-idcw is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 11 May 2010, the fund aims Income over a medium term investment horizon. Investment predominantly in AA and below rated corporate bonds (Excluding AA+ rated corporate bonds). It manages assets worth ₹767.9 crore as on Tue Jun 30, 2026. The expense ratio stands at 1.73%.
Sunit Garg has experience Prior to joining Kotak Mutual Fund, he has worked with FirstRand Bank, Barclays Bank Plc, ICICI Bank Limited and Export Import Bank of India.
Deepak Agrawal has experience He has been associated with Kotak AMC since 2002.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | 86.7 | +0.43% | +1.69% | +8.79% | +17.50% | +10.04% | +27.76% |
| Bank Of India Credit Risk Fund Regular-growth | 86.7 | +0.37% | +1.54% | +8.52% | +16.97% | +9.62% | +27.33% |
| DSP Credit Risk Fund Direct Plan-growth | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Daily | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Regular-growth | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
| DSP Credit Risk Fund Regular-idcw | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Kotak Mahindra Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Kotak Credit Risk Fund Regular-growth | 767.9 | +0.33% | +2.38% | +3.38% | +6.80% | +7.62% | +5.83% |
| Kotak Credit Risk Fund Direct-growth | 767.9 | +0.41% | +2.62% | +3.85% | +7.79% | +8.62% | +6.84% |
| Kotak Credit Risk Fund Direct-idcw | 767.9 | +0.41% | +2.62% | +3.85% | +7.79% | +8.62% | +6.84% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-growth | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-growth | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-idcw | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| ICICI Prudential Credit Risk Fund-growth | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | ₹14.77 | +10.04% | +27.76% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.35 | +9.62% | +27.33% | — |
| Dsp Credit Risk Fund Direct Plan-growth | ₹60.55 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw | ₹12.69 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Daily | ₹11.12 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Monthly | ₹11.19 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Quarterly | ₹11.62 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Weekly | ₹11.14 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Regular-growth | ₹54.99 | +15.99% | +12.39% | — |
| Dsp Credit Risk Fund Regular-idcw | ₹12.60 | +15.99% | +12.39% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹13.81 |
| 31 Jul 2026 | ₹13.80 |
| 30 Jul 2026 | ₹13.79 |
| 29 Jul 2026 | ₹13.79 |
| 28 Jul 2026 | ₹13.78 |
| 27 Jul 2026 | ₹13.78 |
| 24 Jul 2026 | ₹13.76 |
| 23 Jul 2026 | ₹13.77 |
| 22 Jul 2026 | ₹13.77 |
| 21 Jul 2026 | ₹13.78 |
| 20 Jul 2026 | ₹13.78 |
| 17 Jul 2026 | ₹13.78 |
| 16 Jul 2026 | ₹13.77 |
| 15 Jul 2026 | ₹13.75 |
| 14 Jul 2026 | ₹13.74 |
| 13 Jul 2026 | ₹13.76 |
| 10 Jul 2026 | ₹13.77 |
| 09 Jul 2026 | ₹13.75 |
| 08 Jul 2026 | ₹13.75 |
| 07 Jul 2026 | ₹13.77 |
| 06 Jul 2026 | ₹13.77 |
| 03 Jul 2026 | ₹13.76 |
| 02 Jul 2026 | ₹13.76 |
| 01 Jul 2026 | ₹13.74 |
| 30 Jun 2026 | ₹13.72 |
| 29 Jun 2026 | ₹13.69 |
| 25 Jun 2026 | ₹13.67 |
| 24 Jun 2026 | ₹13.65 |
| 23 Jun 2026 | ₹13.65 |
| 22 Jun 2026 | ₹13.64 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹767.9 Cr
Since Launch
This Fund
Category Average
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Kotak Credit Risk Fund Regular-idcw Returns Comparison
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Kotak Credit Risk Fund Regular-idcw FAQ'S
- Sharpe Ratio: 1.03%
- Standard Deviation: 1.56%
- Sortino Ratio: 1.47%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under Kotak Credit Risk Fund Regular-idcw stand at approximately ₹ 767.9 crore.
The Kotak Credit Risk Fund Regular-idcw has delivered the following short-term performance:
- 3 Months Return: 2.38%
- 6 Months Return: 3.38%
The historical growth of the Kotak Credit Risk Fund Regular-idcw is reflected through its CAGR returns:
- 3 Year CAGR: 7.62%
- 5 Year CAGR: 5.83%
- Return Since Launch: 7.37%
The portfolio of Kotak Credit Risk Fund Regular-idcw is distributed across different asset classes as follows:
- Debt Instruments: 87.23%
- Other Assets: 2.98%
The Kotak Credit Risk Fund Regular-idcw is managed by Deepak Agrawal, representing Kotak Mahindra Mutual Fund.
Top stock holdings of Kotak Credit Risk Fund Regular-idcw include:
- GOI Sec 7.18 14/08/2033 – represents 8.60% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 8.53% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 8.53% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 9.03% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 9.03% of the portfolio
- GOI Sec 7.18 14/08/2033 – represents 8.94% of the portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 7.23% of the portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 7.23% of the portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 7.15% of the portfolio
- JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC – represents 7.15% of the portfolio
Major sector exposures in Kotak Credit Risk Fund Regular-idcw are:
- Financial – accounts for 274.51% of the portfolio
- Industrials – accounts for 206.00% of the portfolio
- Materials – accounts for 186.58% of the portfolio
- Consumer Staples – accounts for 176.91% of the portfolio
- Entities – accounts for 107.18% of the portfolio
