Grow Your Wealth
with Mutual Funds
Nippon India Credit Risk Fund-growth
Debt
High Risk
Latest AUM
₹ 1,057.6 Cr.
NAV as on 27 jul, 2026
₹ 37.85
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Nippon India Credit Risk Fund-growth
Inception Date
08 Jun 2005
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at high risk
Category Average Annual Returns
10.65
Portfolio Composition Analysis
Debt
94.66%
Cash
5.34%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Financial
Industrials
Materials
Entities
Consumer Staples
Real Estate
Consumer Discretionary
Technology
Energy & Utilities
Portfolio Updated on: 27 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.70% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.61% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.28% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.84% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.56% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.75% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 1.00% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.44% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 1.00% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 1.00% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 2.10% |
| Standard Deviation | 0.86% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.16% | NA | 1.36% |
| 6 Months | 4.10% | NA | 6.38% |
| 9 Months | 5.26% | NA | 8.55% |
| 1 Year | 7.04% | 7.04% | 10.65% |
| 2 Years | 17.46% | 8.38% | 9.45% |
| 3 Years | 26.50% | 8.15% | 8.46% |
| 5 Years | 41.57% | 7.20% | 9.28% |
| 7 Years | 49.27% | 5.89% | NA |
| 10 Years | 77.40% | 5.90% | 6.47% |
Nippon India Credit Risk Fund-growth is one Debt mutual fund offered by Nippon India Mutual Fund. Launched on 08 Jun 2005, the fund aims Income over medium term. Investment predominantly in AA and below rated corporate bonds. It manages assets worth ₹1,057.6 crore as on Tue Mar 31, 2026. The expense ratio stands at 1.48%.
Sushil Budhia has experience Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Nippon India Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Nippon India Credit Risk Fund Direct-growth | 1,057.6 | +0.56% | +2.36% | +4.51% | +7.86% | +8.97% | +7.97% |
| Nippon India Credit Risk Fund Direct-growth | 1,057.6 | +0.56% | +2.36% | +4.51% | +7.86% | +8.97% | +7.97% |
| Nippon India Credit Risk Fund Direct-growth | 1,057.6 | +0.56% | +2.36% | +4.51% | +7.86% | +8.97% | +7.97% |
| Nippon India Credit Risk Fund Direct-growth | 1,057.6 | +0.56% | +2.36% | +4.51% | +7.86% | +8.97% | +7.97% |
| Nippon India Credit Risk Fund-idcw | 1,057.6 | +0.50% | +2.16% | +4.10% | +7.04% | +8.15% | +7.20% |
| Nippon India Credit Risk Fund Direct-idcw | 1,057.6 | +0.56% | +2.36% | +4.51% | +7.86% | +8.97% | +7.97% |
| Nippon India Credit Risk Fund-idcw | 1,057.6 | +0.50% | +2.16% | +4.10% | +7.04% | +8.15% | +7.20% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 27 Jul 2026 | ₹37.85 |
| 24 Jul 2026 | ₹37.79 |
| 23 Jul 2026 | ₹37.79 |
| 22 Jul 2026 | ₹37.78 |
| 21 Jul 2026 | ₹37.79 |
| 20 Jul 2026 | ₹37.77 |
| 17 Jul 2026 | ₹37.77 |
| 16 Jul 2026 | ₹37.76 |
| 15 Jul 2026 | ₹37.73 |
| 14 Jul 2026 | ₹37.72 |
| 13 Jul 2026 | ₹37.78 |
| 10 Jul 2026 | ₹37.76 |
| 09 Jul 2026 | ₹37.73 |
| 08 Jul 2026 | ₹37.72 |
| 07 Jul 2026 | ₹37.78 |
| 06 Jul 2026 | ₹37.80 |
| 03 Jul 2026 | ₹37.78 |
| 02 Jul 2026 | ₹37.76 |
| 01 Jul 2026 | ₹37.73 |
| 30 Jun 2026 | ₹37.72 |
| 29 Jun 2026 | ₹37.69 |
| 25 Jun 2026 | ₹37.66 |
| 24 Jun 2026 | ₹37.62 |
| 23 Jun 2026 | ₹37.59 |
| 22 Jun 2026 | ₹37.57 |
| 19 Jun 2026 | ₹37.55 |
| 18 Jun 2026 | ₹37.54 |
| 17 Jun 2026 | ₹37.52 |
| 15 Jun 2026 | ₹37.51 |
| 12 Jun 2026 | ₹37.47 |
Portfolio Updated on: 28 Jul, 2026
Fund Growth & Size Analysis
+₹1,057.6 Cr
Since Launch
This Fund
Category Average
Compare Mutual funds
Nippon India Credit Risk Fund-growth Returns Comparison
Compare Nippon India Credit Risk Fund-growth with any MF,
EYF, stock or index
Jan 1, 2026 – Feb 1, 2026
Nippon India Credit Ri....
No funds found for your search.
Nippon India Credit Risk Fund-growth FAQ'S
- Sharpe Ratio: 2.10%
- Standard Deviation: 0.86%
As of Tue Mar 31, 2026, the total assets managed under Nippon India Credit Risk Fund-growth stand at approximately ₹ 1,057.6 crore.
The Nippon India Credit Risk Fund-growth has delivered the following short-term performance:
- 3 Months Return: 2.16%
- 6 Months Return: 4.10%
The historical growth of the Nippon India Credit Risk Fund-growth is reflected through its CAGR returns:
- 3 Year CAGR: 8.15%
- 5 Year CAGR: 7.20%
- Return Since Launch: 6.50%
The portfolio of Nippon India Credit Risk Fund-growth is distributed across different asset classes as follows:
- Debt Instruments: 94.66%
- Other Assets: 5.34%
The Nippon India Credit Risk Fund-growth is managed by Sushil Budhia, representing Nippon India Mutual Fund.
Top stock holdings of Nippon India Credit Risk Fund-growth include:
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.70% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.61% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.28% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.84% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.56% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.75% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.44% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 1.00% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 1.00% of the portfolio
Major sector exposures in Nippon India Credit Risk Fund-growth are:
- Financial – accounts for 255.89% of the portfolio
- Industrials – accounts for 143.27% of the portfolio
- Materials – accounts for 107.85% of the portfolio
- Entities – accounts for 101.79% of the portfolio
- Consumer Staples – accounts for 47.13% of the portfolio
