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SBI Credit Risk Fund Direct-idcw Quarterly
Debt
High Risk
Latest AUM
₹ 2,174.9 Cr.
NAV as on 03 aug, 2026
₹ 24.99
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
SBI Credit Risk Fund Direct-idcw Quarterly
Lock In
No Lock-in
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹500
Risk
Principal at high risk
Category Average Annual Returns
11.50
Portfolio Composition Analysis
Debt
87.91%
Cash
2.59%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Other
Financial
Entities
Industrials
Materials
Real Estate
Consumer Staples
Healthcare
Energy & Utilities
Consumer Discretionary
Technology
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.12% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.07% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.08% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.08% |
| GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 | Entities | GOI Securities | 7.05% |
| GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 | Entities | GOI Securities | 6.81% |
| GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 | Entities | GOI Securities | 6.81% |
| GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 | Entities | GOI Securities | 6.86% |
| GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 | Entities | GOI Securities | 6.87% |
| GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 | Entities | GOI Securities | 6.73% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 2.26% |
| Standard Deviation | 1.10% |
| Sortino Ratio | 4.66% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 3.10% | NA | 1.56% |
| 6 Months | 4.89% | NA | 6.78% |
| 9 Months | 6.22% | NA | 9.16% |
| 1 Year | 7.96% | 7.96% | 11.50% |
| 2 Years | 18.09% | 8.67% | 10.29% |
| 3 Years | 27.87% | 8.54% | 9.30% |
| 5 Years | 45.17% | 7.74% | 10.13% |
| 7 Years | 70.83% | 7.95% | NA |
| 10 Years | 113.51% | 7.88% | 7.32% |
SBI Credit Risk Fund Direct-idcw Quarterly is one Debt mutual fund offered by SBI Mutual Fund. the fund aims Regular income for medium term. Predominantly investment in corporate debt securities rated AA and below. It manages assets worth ₹2,174.9 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.91%.
Pradeep Kesavan has experience Prior to joining SBI MF, he has worked with Elara Capital, Accenture Strategy, Morgan Stanley and 3i Infotech
Lokesh Mallya has experience Prior to SBI Mutual Fund, he has worked with Aditya Birla Sun Life AMC as fund manager (Sept 2009-Sept 2014) and as Credit Analyst (July 2006 - Aug 2009).
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | 86.7 | +0.43% | +1.69% | +8.79% | +17.50% | +10.04% | +27.76% |
| Bank Of India Credit Risk Fund Regular-growth | 86.7 | +0.37% | +1.54% | +8.52% | +16.97% | +9.62% | +27.33% |
| DSP Credit Risk Fund Direct Plan-growth | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Daily | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Regular-growth | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
| DSP Credit Risk Fund Regular-idcw | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from SBI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| SBI Credit Risk Fund-growth | 2,174.9 | +0.25% | +2.92% | +4.55% | +7.26% | +7.84% | +7.05% |
| SBI Credit Risk Fund Direct-growth | 2,174.9 | +0.31% | +3.10% | +4.89% | +7.96% | +8.54% | +7.74% |
| SBI Credit Risk Fund-idcw Daily | 2,174.9 | +0.25% | +2.92% | +4.55% | +7.26% | +7.84% | +7.05% |
| SBI Credit Risk Fund Direct-idcw Daily | 2,174.9 | +0.31% | +3.10% | +4.89% | +7.96% | +8.54% | +7.74% |
| SBI Credit Risk Fund-idcw Quarterly | 2,174.9 | +0.25% | +2.92% | +4.55% | +7.26% | +7.84% | +7.05% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-growth | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-growth | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-idcw | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| ICICI Prudential Credit Risk Fund-growth | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | ₹14.77 | +10.04% | +27.76% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.35 | +9.62% | +27.33% | — |
| Dsp Credit Risk Fund Direct Plan-growth | ₹60.55 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw | ₹12.69 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Daily | ₹11.12 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Monthly | ₹11.19 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Quarterly | ₹11.62 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Weekly | ₹11.14 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Regular-growth | ₹54.99 | +15.99% | +12.39% | — |
| Dsp Credit Risk Fund Regular-idcw | ₹12.60 | +15.99% | +12.39% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹24.99 |
| 31 Jul 2026 | ₹24.96 |
| 30 Jul 2026 | ₹24.96 |
| 29 Jul 2026 | ₹24.96 |
| 28 Jul 2026 | ₹24.95 |
| 27 Jul 2026 | ₹24.95 |
| 24 Jul 2026 | ₹24.90 |
| 23 Jul 2026 | ₹24.90 |
| 22 Jul 2026 | ₹24.90 |
| 21 Jul 2026 | ₹24.90 |
| 20 Jul 2026 | ₹24.89 |
| 17 Jul 2026 | ₹24.89 |
| 16 Jul 2026 | ₹24.88 |
| 15 Jul 2026 | ₹24.85 |
| 14 Jul 2026 | ₹24.84 |
| 13 Jul 2026 | ₹24.89 |
| 10 Jul 2026 | ₹24.89 |
| 09 Jul 2026 | ₹24.86 |
| 08 Jul 2026 | ₹24.85 |
| 07 Jul 2026 | ₹24.89 |
| 06 Jul 2026 | ₹24.90 |
| 03 Jul 2026 | ₹24.91 |
| 02 Jul 2026 | ₹24.87 |
| 01 Jul 2026 | ₹24.83 |
| 30 Jun 2026 | ₹24.82 |
| 29 Jun 2026 | ₹24.78 |
| 25 Jun 2026 | ₹24.75 |
| 24 Jun 2026 | ₹24.71 |
| 23 Jun 2026 | ₹24.69 |
| 22 Jun 2026 | ₹24.67 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹2,174.9 Cr
Since Launch
This Fund
Category Average
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SBI Credit Risk Fund Direct-idcw Quarterly Returns Comparison
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SBI Credit Risk Fund Direct-idcw Quarterly FAQ'S
- Sharpe Ratio: 2.26%
- Standard Deviation: 1.10%
- Sortino Ratio: 4.66%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under SBI Credit Risk Fund Direct-idcw Quarterly stand at approximately ₹ 2,174.9 crore.
The SBI Credit Risk Fund Direct-idcw Quarterly has delivered the following short-term performance:
- 3 Months Return: 3.10%
- 6 Months Return: 4.89%
The historical growth of the SBI Credit Risk Fund Direct-idcw Quarterly is reflected through its CAGR returns:
- 3 Year CAGR: 8.54%
- 5 Year CAGR: 7.74%
- Return Since Launch: 8.64%
The portfolio of SBI Credit Risk Fund Direct-idcw Quarterly is distributed across different asset classes as follows:
- Debt Instruments: 87.91%
- Other Assets: 2.59%
The SBI Credit Risk Fund Direct-idcw Quarterly is managed by Lokesh Mallya, representing SBI Mutual Fund.
Top stock holdings of SBI Credit Risk Fund Direct-idcw Quarterly include:
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.12% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.07% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.08% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.08% of the portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – represents 7.05% of the portfolio
- GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 – represents 6.81% of the portfolio
- GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 – represents 6.81% of the portfolio
- GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 – represents 6.86% of the portfolio
- GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 – represents 6.87% of the portfolio
- GOVERNMENT OF INDIA 35152 GOI 18NV39 6.92 FV RS 100 – represents 6.73% of the portfolio
Major sector exposures in SBI Credit Risk Fund Direct-idcw Quarterly are:
- Financial – accounts for 311.66% of the portfolio
- Industrials – accounts for 186.61% of the portfolio
- Entities – accounts for 158.56% of the portfolio
- Materials – accounts for 76.91% of the portfolio
- Real Estate – accounts for 64.80% of the portfolio
