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UTI Credit Risk Fund Regular Plan-idcw Monthly
Debt
Moderately High Risk
Latest AUM
₹ 254.2 Cr.
NAV as on 03 aug, 2026
₹ 10.95
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
UTI Credit Risk Fund Regular Plan-idcw Monthly
Inception Date
15 Sep 2014
Lock In
No Lock-in
SIP Minimum Investment amount
₹500
SWP Minimum Investment amount
₹500
STP Minimum Investment amount
₹100
Risk
Principal at moderately high risk
Category Average Annual Returns
11.50
Portfolio Composition Analysis
Debt
86.82%
Cash
11.14%
Portfolio Updated on: 07 Jul, 2026
Sector Allocations
Debt
Other
Financial
Entities
Materials
Consumer Staples
Healthcare
Energy & Utilities
Industrials
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 11.38% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 10.21% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 9.87% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 9.87% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 9.30% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 9.28% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 9.41% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 9.46% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 9.46% |
| GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 | Entities | GOI Securities | 9.30% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 1.14% |
| Standard Deviation | 1.02% |
| Sortino Ratio | 1.84% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.10% | NA | 1.56% |
| 6 Months | 3.25% | NA | 6.78% |
| 9 Months | 4.38% | NA | 9.16% |
| 1 Year | 5.95% | 5.95% | 11.50% |
| 2 Years | 15.09% | 7.28% | 10.29% |
| 3 Years | 22.95% | 7.13% | 9.30% |
| 5 Years | 57.14% | 9.46% | 10.13% |
| 7 Years | 10.83% | 1.48% | NA |
| 10 Years | 30.27% | 2.68% | 7.32% |
UTI Credit Risk Fund Regular Plan-idcw Monthly is one Debt mutual fund offered by UTI Mutual Fund. Launched on 15 Sep 2014, the fund aims Reasonable income and capital appreciation over medium to long term. Investment in debt and money market instruments. It manages assets worth ₹254.2 crore as on Tue Jun 30, 2026. The expense ratio stands at 1.7%.
Sunil Madhukar Patil has experience He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | 86.7 | +0.43% | +1.69% | +8.79% | +17.50% | +10.04% | +27.76% |
| Bank Of India Credit Risk Fund Regular-growth | 86.7 | +0.37% | +1.54% | +8.52% | +16.97% | +9.62% | +27.33% |
| DSP Credit Risk Fund Direct Plan-growth | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Daily | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Regular-growth | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
| DSP Credit Risk Fund Regular-idcw | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from UTI Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| UTI Credit Risk Fund Direct-flexi Idcw | 254.2 | +0.47% | +2.27% | +3.59% | +6.71% | +7.87% | +10.24% |
| UTI Credit Risk Fund Regular Plan-flexi Idcw | 254.2 | +0.41% | +2.10% | +3.25% | +5.95% | +7.13% | +9.46% |
| UTI Credit Risk Fund Regular Plan-growth | 254.2 | +0.41% | +2.10% | +3.25% | +5.95% | +7.13% | +9.46% |
| UTI Credit Risk Fund Direct-growth | 254.2 | +0.47% | +2.27% | +3.59% | +6.71% | +7.87% | +10.24% |
| UTI Credit Risk Fund Regular Plan-idcw Half Yearly | 254.2 | +0.41% | +2.10% | +3.25% | +5.95% | +7.13% | +9.46% |
| UTI Credit Risk Fund Direct-idcw Half Yearly | 254.2 | +0.47% | +2.27% | +3.59% | +6.71% | +7.87% | +10.24% |
| UTI Credit Risk Fund Direct-idcw Monthly | 254.2 | +0.47% | +2.27% | +3.59% | +6.71% | +7.87% | +10.24% |
| UTI Credit Risk Fund Regular Plan-idcw Quarterly | 254.2 | +0.41% | +2.10% | +3.25% | +5.95% | +7.13% | +9.46% |
| UTI Credit Risk Fund Direct-idcw Quarterly | 254.2 | +0.47% | +2.27% | +3.59% | +6.71% | +7.87% | +10.24% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-growth | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-growth | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-idcw | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| ICICI Prudential Credit Risk Fund-growth | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | ₹14.77 | +10.04% | +27.76% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.35 | +9.62% | +27.33% | — |
| Dsp Credit Risk Fund Direct Plan-growth | ₹60.55 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw | ₹12.69 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Daily | ₹11.12 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Monthly | ₹11.19 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Quarterly | ₹11.62 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Weekly | ₹11.14 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Regular-growth | ₹54.99 | +15.99% | +12.39% | — |
| Dsp Credit Risk Fund Regular-idcw | ₹12.60 | +15.99% | +12.39% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹10.95 |
| 31 Jul 2026 | ₹10.95 |
| 30 Jul 2026 | ₹10.94 |
| 29 Jul 2026 | ₹10.94 |
| 28 Jul 2026 | ₹10.94 |
| 27 Jul 2026 | ₹10.93 |
| 24 Jul 2026 | ₹10.91 |
| 23 Jul 2026 | ₹10.91 |
| 22 Jul 2026 | ₹10.92 |
| 21 Jul 2026 | ₹10.92 |
| 20 Jul 2026 | ₹10.91 |
| 17 Jul 2026 | ₹10.91 |
| 16 Jul 2026 | ₹10.91 |
| 15 Jul 2026 | ₹10.90 |
| 14 Jul 2026 | ₹10.90 |
| 13 Jul 2026 | ₹10.91 |
| 10 Jul 2026 | ₹10.92 |
| 09 Jul 2026 | ₹10.91 |
| 08 Jul 2026 | ₹10.91 |
| 07 Jul 2026 | ₹10.91 |
| 06 Jul 2026 | ₹10.91 |
| 03 Jul 2026 | ₹10.91 |
| 02 Jul 2026 | ₹10.91 |
| 01 Jul 2026 | ₹10.90 |
| 30 Jun 2026 | ₹10.90 |
| 29 Jun 2026 | ₹10.89 |
| 25 Jun 2026 | ₹10.87 |
| 24 Jun 2026 | ₹10.86 |
| 23 Jun 2026 | ₹10.85 |
| 22 Jun 2026 | ₹10.85 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹254.2 Cr
Since Launch
This Fund
Category Average
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UTI Credit Risk Fund Regular Plan-idcw Monthly Returns Comparison
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UTI Credit Risk Fund Regular Plan-idcw Monthly FAQ'S
- Sharpe Ratio: 1.14%
- Standard Deviation: 1.02%
- Sortino Ratio: 1.84%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under UTI Credit Risk Fund Regular Plan-idcw Monthly stand at approximately ₹ 254.2 crore.
The UTI Credit Risk Fund Regular Plan-idcw Monthly has delivered the following short-term performance:
- 3 Months Return: 2.10%
- 6 Months Return: 3.25%
The historical growth of the UTI Credit Risk Fund Regular Plan-idcw Monthly is reflected through its CAGR returns:
- 3 Year CAGR: 7.13%
- 5 Year CAGR: 9.46%
- Return Since Launch: 4.48%
The portfolio of UTI Credit Risk Fund Regular Plan-idcw Monthly is distributed across different asset classes as follows:
- Debt Instruments: 86.82%
- Other Assets: 11.14%
The UTI Credit Risk Fund Regular Plan-idcw Monthly is managed by Sunil Madhukar Patil, representing UTI Mutual Fund.
Top stock holdings of UTI Credit Risk Fund Regular Plan-idcw Monthly include:
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 11.38% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 10.21% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 9.87% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 9.87% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 9.30% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 9.28% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 9.41% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 9.46% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 9.46% of the portfolio
- GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – represents 9.30% of the portfolio
Major sector exposures in UTI Credit Risk Fund Regular Plan-idcw Monthly are:
- Financial – accounts for 329.77% of the portfolio
- Entities – accounts for 192.45% of the portfolio
- Materials – accounts for 154.18% of the portfolio
- Industrials – accounts for 108.46% of the portfolio
- Consumer Staples – accounts for 104.20% of the portfolio
