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Bandhan Credit Risk Fund Direct-idcw Quarterly

Debt
Moderately High Risk

Latest AUM

₹ 230.9 Cr.

NAV as on 03 aug, 2026

₹ 10.82

+20.58% 3 years annulised
This Fund

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33 year

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Fund Details

Fund Names Bandhan Credit Risk Fund Direct-idcw Quarterly
Inception Date 03 Mar 2017
Lock In No Lock-in
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹200
STP Minimum Investment amount ₹500
Risk Principal at moderately high risk
Category Average Annual Returns 11.50

Portfolio Composition Analysis

Debt 96.60%
Cash 3.40%
Portfolio Updated on: 06 Jul, 2026

Sector Allocations

Debt
Financial
436.38%
Industrials
192.02%
Entities
161.41%
Materials
99.68%
Consumer Discretionary
99.23%
Consumer Staples
98.24%

Portfolio Updated on: 03 aug, 2026

Top 10 Holdings

Name Sector Instruments Assets
GOI Sec 7.18 24/07/2037 Entities GOI Securities 13.98%
GOI Sec 7.18 24/07/2037 Entities GOI Securities 14.00%
GOI Sec 7.18 24/07/2037 Entities GOI Securities 13.52%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 Entities GOI Securities 12.66%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 Entities GOI Securities 12.66%
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR II 8.2175 RR NCD 17SP27 FVRS1LAC Industrials Debenture 9.49%
INDIAN BANK CD 19MAR26 Financial Certificate of Deposit 9.65%
POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 F Financial Non Convertible Debenture 8.30%
POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 F Financial Non Convertible Debenture 8.85%
POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 F Financial Non Convertible Debenture 8.85%

Debt & Credit Risk Analysis

Returns vs. Category (1 year)
Returns vs. Category (RSI)
Sharpe Ratio1.15%
Standard Deviation1.26%
Sortino Ratio1.88%

Returns Analysis

Tenure Absolute Annualised Category Average
3 Months 2.42% NA 1.56%
6 Months 3.59% NA 6.78%
9 Months 4.61% NA 9.16%
1 Year 5.91% 5.91% 11.50%
2 Years 14.90% 7.19% 10.29%
3 Years 23.85% 7.39% 9.30%
5 Years 36.75% 6.46% 10.13%
7 Years 57.87% 6.74% NA

Bandhan Credit Risk Fund Direct-idcw Quarterly is one Debt mutual fund offered by Bandhan Mutual Fund. Launched on 03 Mar 2017, the fund aims To generate optimal returns over medium term. To predominantly invest in a portfolio of corporate debt securities across the credit spectrum. It manages assets worth ₹230.9 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.67%.

Brijesh Shah has experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.

Debraj Lahiri has experience Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda

Gautam Kaul has experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.

Top Performing Mutual Funds

Fund name
Bank Of India Credit Risk Fund Direct-growth86.7+0.43%+1.69%+8.79%+17.50%+10.04%+27.76%
Bank Of India Credit Risk Fund Regular-growth86.7+0.37%+1.54%+8.52%+16.97%+9.62%+27.33%
DSP Credit Risk Fund Direct Plan-growth275.3+0.33%+3.13%+9.11%+11.03%+16.89%+13.30%
DSP Credit Risk Fund Direct Plan-idcw275.3+0.33%+3.13%+9.11%+11.03%+16.89%+13.30%
DSP Credit Risk Fund Direct Plan-idcw Daily275.3+0.33%+3.13%+9.11%+11.03%+16.89%+13.30%
DSP Credit Risk Fund Direct Plan-idcw Monthly275.3+0.33%+3.13%+9.11%+11.03%+16.89%+13.30%
DSP Credit Risk Fund Direct Plan-idcw Quarterly275.3+0.33%+3.13%+9.11%+11.03%+16.89%+13.30%
DSP Credit Risk Fund Direct Plan-idcw Weekly275.3+0.33%+3.13%+9.11%+11.03%+16.89%+13.30%
DSP Credit Risk Fund Regular-growth275.3+0.26%+2.92%+8.69%+10.14%+15.99%+12.39%
DSP Credit Risk Fund Regular-idcw275.3+0.26%+2.92%+8.69%+10.14%+15.99%+12.39%

growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More Funds from Bandhan Mutual Fund

Fund name
Bandhan Credit Risk Fund Regular-growth230.9+0.16%+2.16%+3.07%+4.84%+6.33%+5.43%
Bandhan Credit Risk Fund Direct-growth230.9+0.24%+2.42%+3.59%+5.91%+7.39%+6.46%
Bandhan Credit Risk Fund Regular-idcw230.9+0.16%+2.16%+3.07%+4.84%+6.33%+5.43%
Bandhan Credit Risk Fund Direct-idcw230.9+0.24%+2.42%+3.59%+5.91%+7.39%+6.46%
Bandhan Credit Risk Fund Regular-idcw Half Yearly230.9+0.16%+2.16%+3.07%+4.84%+6.33%+5.43%
Bandhan Credit Risk Fund Regular-idcw Quarterly230.9+0.16%+2.16%+3.07%+4.84%+6.33%+5.43%
Bandhan Credit Risk Fund Direct-idcw Yearly230.9+0.24%+2.42%+3.59%+5.91%+7.39%+6.46%
Bandhan Credit Risk Fund Regular-idcw Yearly230.9+0.16%+2.16%+3.07%+4.84%+6.33%+5.43%

growth is based on 1-month returns of the funds

Top Mutual Funds

Fund name
HDFC Credit Risk Debt Fund Direct-growth7,693.4+0.38%+2.63%+4.21%+7.35%+8.24%+7.23%
HDFC Credit Risk Debt Fund Regular-growth7,693.4+0.34%+2.50%+3.94%+6.76%+7.61%+6.59%
HDFC Credit Risk Debt Fund Direct-idcw7,693.4+0.38%+2.63%+4.21%+7.35%+8.24%+7.23%
HDFC Credit Risk Debt Fund Regular-idcw7,693.4+0.34%+2.50%+3.94%+6.76%+7.61%+6.59%
HDFC Credit Risk Debt Fund Regular-idcw Quarterly7,693.4+0.34%+2.50%+3.94%+6.76%+7.61%+6.59%
HDFC Credit Risk Debt Fund Direct-idcw Quarterly7,693.4+0.38%+2.63%+4.21%+7.35%+8.24%+7.23%
ICICI Prudential Credit Risk Fund-growth6,212.0+0.38%+2.67%+3.95%+7.94%+8.42%+7.36%
ICICI Prudential Credit Risk Fund Direct Plan-growth6,212.0+0.43%+2.84%+4.28%+8.63%+9.13%+8.06%
ICICI Prudential Credit Risk Fund-idcw Quarterly6,212.0+0.38%+2.67%+3.95%+7.94%+8.42%+7.36%
ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly6,212.0+0.43%+2.84%+4.28%+8.63%+9.13%+8.06%

Top funds are based on Fund AUM

Top Debt Funds

Fund name
Bank Of India Credit Risk Fund Direct-growth₹14.77+10.04%+27.76%—
Bank Of India Credit Risk Fund Regular-growth₹14.35+9.62%+27.33%—
Dsp Credit Risk Fund Direct Plan-growth₹60.55+16.89%+13.30%—
Dsp Credit Risk Fund Direct Plan-idcw₹12.69+16.89%+13.30%—
Dsp Credit Risk Fund Direct Plan-idcw Daily₹11.12+16.89%+13.30%—
Dsp Credit Risk Fund Direct Plan-idcw Monthly₹11.19+16.89%+13.30%—
Dsp Credit Risk Fund Direct Plan-idcw Quarterly₹11.62+16.89%+13.30%—
Dsp Credit Risk Fund Direct Plan-idcw Weekly₹11.14+16.89%+13.30%—
Dsp Credit Risk Fund Regular-growth₹54.99+15.99%+12.39%—
Dsp Credit Risk Fund Regular-idcw₹12.60+15.99%+12.39%—

growth is based on 5Y returns of the funds

Historical NAV

Date NAV
03 Aug 2026 ₹10.82
31 Jul 2026 ₹10.81
30 Jul 2026 ₹10.81
29 Jul 2026 ₹10.81
28 Jul 2026 ₹10.81
27 Jul 2026 ₹10.81
24 Jul 2026 ₹10.79
23 Jul 2026 ₹10.79
22 Jul 2026 ₹10.79
21 Jul 2026 ₹10.80
20 Jul 2026 ₹10.79
17 Jul 2026 ₹10.79
16 Jul 2026 ₹10.79
15 Jul 2026 ₹10.78
14 Jul 2026 ₹10.78
13 Jul 2026 ₹10.80
10 Jul 2026 ₹10.79
09 Jul 2026 ₹10.78
08 Jul 2026 ₹10.78
07 Jul 2026 ₹10.80
06 Jul 2026 ₹10.81
03 Jul 2026 ₹10.80
02 Jul 2026 ₹10.79
01 Jul 2026 ₹10.79
30 Jun 2026 ₹10.79
29 Jun 2026 ₹10.98
25 Jun 2026 ₹10.96
24 Jun 2026 ₹10.94
23 Jun 2026 ₹10.93
22 Jun 2026 ₹10.93

Portfolio Updated on: 04 Aug, 2026

Fund Growth & Size Analysis

+₹230.9 Cr Since Launch
This Fund
Category Average

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Bandhan Credit Risk Fund Direct-idcw Quarterly Returns Comparison

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Bandhan Credit Risk Fund Direct-idcw Quarterly FAQ'S

  • Sharpe Ratio: 1.15%
  • Standard Deviation: 1.26%

    • Additional important ratios:

  • Sortino Ratio: 1.88%

As of Tue Jun 30, 2026, the total assets managed under Bandhan Credit Risk Fund Direct-idcw Quarterly stand at approximately ₹ 230.9 crore.

The Bandhan Credit Risk Fund Direct-idcw Quarterly has delivered the following short-term performance:

  • 3 Months Return: 2.42%
  • 6 Months Return: 3.59%

The historical growth of the Bandhan Credit Risk Fund Direct-idcw Quarterly is reflected through its CAGR returns:

  • 3 Year CAGR: 7.39%
  • 5 Year CAGR: 6.46%
  • Return Since Launch: 7.05%

The portfolio of Bandhan Credit Risk Fund Direct-idcw Quarterly is distributed across different asset classes as follows:

  • Debt Instruments: 96.60%
  • Other Assets: 3.40%

The Bandhan Credit Risk Fund Direct-idcw Quarterly is managed by Gautam Kaul, representing Bandhan Mutual Fund.

Top stock holdings of Bandhan Credit Risk Fund Direct-idcw Quarterly include:

  • GOI Sec 7.18 24/07/2037 – represents 13.98% of the portfolio
  • GOI Sec 7.18 24/07/2037 – represents 14.00% of the portfolio
  • GOI Sec 7.18 24/07/2037 – represents 13.52% of the portfolio
  • GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 12.66% of the portfolio
  • GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 12.66% of the portfolio
  • TATA HOUSING DEVELOPMENT COMPANY LIMITED SR II 8.2175 RR NCD 17SP27 FVRS1LAC – represents 9.49% of the portfolio
  • INDIAN BANK CD 19MAR26 – represents 9.65% of the portfolio
  • POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LAC – represents 8.30% of the portfolio
  • POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LAC – represents 8.85% of the portfolio
  • POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LAC – represents 8.85% of the portfolio

Major sector exposures in Bandhan Credit Risk Fund Direct-idcw Quarterly are:

  • Financial – accounts for 436.38% of the portfolio
  • Industrials – accounts for 192.02% of the portfolio
  • Entities – accounts for 161.41% of the portfolio
  • Materials – accounts for 99.68% of the portfolio
  • Consumer Discretionary – accounts for 99.23% of the portfolio

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33 year

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