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Bandhan Credit Risk Fund Regular-idcw Yearly
Debt
Moderately High Risk
Latest AUM
₹ 233.1 Cr.
NAV as on 27 jul, 2026
₹ 10.45
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
Bandhan Credit Risk Fund Regular-idcw Yearly
Inception Date
03 Mar 2017
Lock In
No Lock-in
SIP Minimum Investment amount
₹100
SWP Minimum Investment amount
₹200
STP Minimum Investment amount
₹500
Risk
Principal at moderately high risk
Category Average Annual Returns
10.65
Portfolio Composition Analysis
Debt
96.60%
Cash
3.40%
Portfolio Updated on: 06 Jul, 2026
Sector Allocations
Debt
Financial
Industrials
Entities
Consumer Staples
Materials
Consumer Discretionary
Portfolio Updated on: 27 jul, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 13.98% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 14.00% |
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 13.52% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 1.00% |
| TATA HOUSING DEVELOPMENT COMPANY LIMITED SR II 8.2175 RR NCD 17SP27 FVRS1LAC | Industrials | Debenture | 9.49% |
| INDIAN BANK CD 19MAR26 | Financial | Certificate of Deposit | 9.65% |
| POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 F | Financial | Non Convertible Debenture | 8.30% |
| POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 F | Financial | Non Convertible Debenture | 1.00% |
| POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 F | Financial | Non Convertible Debenture | 8.52% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 8.01% |
Debt & Credit Risk Analysis
| Sharpe Ratio | -0.07% |
| Standard Deviation | 1.03% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 1.93% | NA | 1.36% |
| 6 Months | 3.19% | NA | 6.38% |
| 9 Months | 3.80% | NA | 8.55% |
| 1 Year | 4.80% | 4.80% | 10.65% |
| 2 Years | 12.70% | 6.16% | 9.45% |
| 3 Years | 20.29% | 6.35% | 8.46% |
| 5 Years | 30.39% | 5.45% | 9.28% |
| 7 Years | 48.29% | 5.79% | NA |
Bandhan Credit Risk Fund Regular-idcw Yearly is one Debt mutual fund offered by Bandhan Mutual Fund. Launched on 03 Mar 2017, the fund aims To generate optimal returns over medium term. To predominantly invest in a portfolio of corporate debt securities across the credit spectrum. It manages assets worth ₹233.1 crore as on Tue Mar 31, 2026. The expense ratio stands at 1.69%.
Brijesh Shah has experience Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
Debraj Lahiri has experience Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda
Gautam Kaul has experience Prior to joining Bandhan Mutual Fund(formerly IDFC Mutual Fund), he has worked with Edelweiss AMC, Invesco Mutual Fund, Sahara India Asset Management Company Pvt. Ltd, IDBI AMC. and Mata Securities (India) Pvt. Ltd.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Direct-growth | 100.3 | +0.51% | +6.95% | +8.72% | +17.37% | +10.01% | +27.74% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
| Bank Of India Credit Risk Fund Regular-growth | 100.3 | +0.45% | +6.80% | +8.46% | +16.85% | +9.60% | +27.32% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from Bandhan Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bandhan Credit Risk Fund Direct-growth | 233.1 | +0.55% | +2.18% | +3.71% | +5.87% | +7.42% | +6.49% |
| Bandhan Credit Risk Fund Regular-growth | 233.1 | +0.47% | +1.93% | +3.19% | +4.80% | +6.35% | +5.45% |
| Bandhan Credit Risk Fund Regular-idcw | 233.1 | +0.47% | +1.93% | +3.19% | +4.80% | +6.35% | +5.45% |
| Bandhan Credit Risk Fund Direct-idcw | 233.1 | +0.55% | +2.18% | +3.71% | +5.87% | +7.42% | +6.49% |
| Bandhan Credit Risk Fund Regular-idcw Half Yearly | 233.1 | +0.47% | +1.93% | +3.19% | +4.80% | +6.35% | +5.45% |
| Bandhan Credit Risk Fund Direct-idcw Quarterly | 233.1 | +0.55% | +2.18% | +3.71% | +5.87% | +7.42% | +6.49% |
| Bandhan Credit Risk Fund Regular-idcw Quarterly | 233.1 | +0.47% | +1.93% | +3.19% | +4.80% | +6.35% | +5.45% |
| Bandhan Credit Risk Fund Direct-idcw Yearly | 233.1 | +0.55% | +2.18% | +3.71% | +5.87% | +7.42% | +6.49% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
| HDFC Credit Risk Debt Fund Direct-growth | 6,743.1 | +0.70% | +2.26% | +4.24% | +7.23% | +8.20% | +7.22% |
| HDFC Credit Risk Debt Fund Regular-growth | 6,743.1 | +0.66% | +2.13% | +3.98% | +6.63% | +7.57% | +6.58% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Direct-growth | ₹14.75 | +10.01% | +27.74% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.33 | +9.60% | +27.32% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 27 Jul 2026 | ₹10.45 |
| 24 Jul 2026 | ₹10.43 |
| 23 Jul 2026 | ₹10.43 |
| 22 Jul 2026 | ₹10.43 |
| 21 Jul 2026 | ₹10.43 |
| 20 Jul 2026 | ₹10.43 |
| 17 Jul 2026 | ₹10.43 |
| 16 Jul 2026 | ₹10.43 |
| 15 Jul 2026 | ₹10.42 |
| 14 Jul 2026 | ₹10.41 |
| 13 Jul 2026 | ₹10.43 |
| 10 Jul 2026 | ₹10.43 |
| 09 Jul 2026 | ₹10.42 |
| 08 Jul 2026 | ₹10.42 |
| 07 Jul 2026 | ₹10.44 |
| 06 Jul 2026 | ₹10.45 |
| 03 Jul 2026 | ₹10.44 |
| 02 Jul 2026 | ₹10.43 |
| 01 Jul 2026 | ₹10.43 |
| 30 Jun 2026 | ₹10.43 |
| 29 Jun 2026 | ₹10.41 |
| 25 Jun 2026 | ₹10.40 |
| 24 Jun 2026 | ₹10.38 |
| 23 Jun 2026 | ₹10.37 |
| 22 Jun 2026 | ₹10.37 |
| 19 Jun 2026 | ₹10.36 |
| 18 Jun 2026 | ₹10.36 |
| 17 Jun 2026 | ₹10.35 |
| 15 Jun 2026 | ₹10.35 |
| 12 Jun 2026 | ₹10.34 |
Portfolio Updated on: 28 Jul, 2026
Fund Growth & Size Analysis
+₹233.1 Cr
Since Launch
This Fund
Category Average
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Bandhan Credit Risk Fund Regular-idcw Yearly Returns Comparison
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Bandhan Credit Risk Fund Regular-idcw Yearly FAQ'S
- Sharpe Ratio: -0.07%
- Standard Deviation: 1.03%
As of Tue Mar 31, 2026, the total assets managed under Bandhan Credit Risk Fund Regular-idcw Yearly stand at approximately ₹ 233.1 crore.
The Bandhan Credit Risk Fund Regular-idcw Yearly has delivered the following short-term performance:
- 3 Months Return: 1.93%
- 6 Months Return: 3.19%
The historical growth of the Bandhan Credit Risk Fund Regular-idcw Yearly is reflected through its CAGR returns:
- 3 Year CAGR: 6.35%
- 5 Year CAGR: 5.45%
- Return Since Launch: 6.00%
The portfolio of Bandhan Credit Risk Fund Regular-idcw Yearly is distributed across different asset classes as follows:
- Debt Instruments: 96.60%
- Other Assets: 3.40%
The Bandhan Credit Risk Fund Regular-idcw Yearly is managed by Gautam Kaul, representing Bandhan Mutual Fund.
Top stock holdings of Bandhan Credit Risk Fund Regular-idcw Yearly include:
- GOI Sec 7.18 24/07/2037 – represents 13.98% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 14.00% of the portfolio
- GOI Sec 7.18 24/07/2037 – represents 13.52% of the portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – represents 1.00% of the portfolio
- TATA HOUSING DEVELOPMENT COMPANY LIMITED SR II 8.2175 RR NCD 17SP27 FVRS1LAC – represents 9.49% of the portfolio
- INDIAN BANK CD 19MAR26 – represents 9.65% of the portfolio
- POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LAC – represents 8.30% of the portfolio
- POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LAC – represents 1.00% of the portfolio
- POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LAC – represents 8.52% of the portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – represents 8.01% of the portfolio
Major sector exposures in Bandhan Credit Risk Fund Regular-idcw Yearly are:
- Financial – accounts for 306.76% of the portfolio
- Industrials – accounts for 128.81% of the portfolio
- Entities – accounts for 119.66% of the portfolio
- Consumer Staples – accounts for 73.86% of the portfolio
- Materials – accounts for 67.85% of the portfolio
