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HSBC Credit Risk Fund Direct-idcw Monthly

Debt
Moderately High Risk

Latest AUM

₹ 475.5 Cr.

NAV as on 24 jul, 2026

₹ 12.35

+20.58% 3 years annulised
This Fund

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Fund Details

Fund Names HSBC Credit Risk Fund Direct-idcw Monthly
Inception Date 01 Jan 2013
Lock In No Lock-in
Risk Principal at moderately high risk
Category Average Annual Returns 10.65

Portfolio Composition Analysis

Debt 95.07%
Cash 2.43%
Portfolio Updated on: 06 Jul, 2026

Sector Allocations

Debt Other
Financial
311.33%
Entities
139.00%
Materials
128.57%
Industrials
118.16%
Energy & Utilities
91.97%
Consumer Staples
61.24%
Consumer Discretionary
30.43%
Industrials
2.00%

Portfolio Updated on: 24 jul, 2026

Top 10 Holdings

Name Sector Instruments Assets
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC Industrials Bonds/NCDs 7.19%
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC Industrials Bonds/NCDs 6.99%
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC Industrials Bonds/NCDs 6.62%
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC Industrials Bonds/NCDs 6.62%
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC Industrials Bonds/NCDs 6.34%
NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC Materials Debenture 1.00%
GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 Entities GOI Securities 1.00%
GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 Entities GOI Securities 1.00%
GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 Entities GOI Securities 1.00%
GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 Entities GOI Securities 1.00%

Debt & Credit Risk Analysis

Returns vs. Category (1 year)
Returns vs. Category (RSI)
Sharpe Ratio0.78%
Standard Deviation6.87%

Returns Analysis

Tenure Absolute Annualised Category Average
3 Months 1.93% NA 1.36%
6 Months 3.52% NA 6.38%
9 Months 4.71% NA 8.55%
1 Year 6.18% 6.18% 10.65%
2 Years 29.91% 13.98% 9.45%
3 Years 39.59% 11.76% 8.46%
5 Years 57.14% 9.46% 9.28%
7 Years 72.05% 8.06% NA
10 Years 111.14% 7.76% 6.47%

HSBC Credit Risk Fund Direct-idcw Monthly is one Debt mutual fund offered by HSBC Mutual Fund. Launched on 01 Jan 2013, the fund aims Generation of regular returns and capital appreciation over medium to long term. Investment in debt instruments(including securitized debt), government and money market securities. It manages assets worth ₹475.5 crore as on Tue Mar 31, 2026. The expense ratio stands at 0.96%.

Shriram Ramanathan has experience Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.

Top Performing Mutual Funds

Fund name
Bank Of India Credit Risk Fund Direct-growth100.3+0.49%+6.89%+8.69%+17.36%+10.00%+27.72%
Bank Of India Credit Risk Fund Direct-growth100.3+0.49%+6.89%+8.69%+17.36%+10.00%+27.72%
Bank Of India Credit Risk Fund Direct-growth100.3+0.49%+6.89%+8.69%+17.36%+10.00%+27.72%
Bank Of India Credit Risk Fund Direct-growth100.3+0.49%+6.89%+8.69%+17.36%+10.00%+27.72%
Bank Of India Credit Risk Fund Direct-growth100.3+0.49%+6.89%+8.69%+17.36%+10.00%+27.72%
Bank Of India Credit Risk Fund Direct-growth100.3+0.49%+6.89%+8.69%+17.36%+10.00%+27.72%
Bank Of India Credit Risk Fund Regular-growth100.3+0.43%+6.75%+8.43%+16.85%+9.59%+27.30%
Bank Of India Credit Risk Fund Regular-growth100.3+0.43%+6.75%+8.43%+16.85%+9.59%+27.30%
Bank Of India Credit Risk Fund Regular-growth100.3+0.43%+6.75%+8.43%+16.85%+9.59%+27.30%
Bank Of India Credit Risk Fund Regular-growth100.3+0.43%+6.75%+8.43%+16.85%+9.59%+27.30%

growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More Funds from HSBC Mutual Fund

Fund name
HSBC Credit Risk Fund-growth475.5+0.45%+1.76%+3.17%+5.46%+10.91%+8.62%
HSBC Credit Risk Fund Direct-growth475.5+0.50%+1.93%+3.52%+6.18%+11.76%+9.46%
HSBC Credit Risk Fund-idcw Monthly475.5+0.45%+1.76%+3.17%+5.46%+10.91%+8.62%
HSBC Credit Risk Fund-idcw Yearly475.5+0.45%+1.76%+3.17%+5.46%+10.91%+8.62%
HSBC Credit Risk Fund Direct-idcw Yearly475.5+0.50%+1.93%+3.52%+6.18%+11.76%+9.46%

growth is based on 1-month returns of the funds

Top Mutual Funds

Fund name
HDFC Credit Risk Debt Fund Regular-growth6,743.1+0.59%+2.01%+3.81%+6.40%+7.50%+6.53%
HDFC Credit Risk Debt Fund Direct-growth6,743.1+0.64%+2.13%+4.08%+6.99%+8.14%+7.17%
HDFC Credit Risk Debt Fund Direct-growth6,743.1+0.64%+2.13%+4.08%+6.99%+8.14%+7.17%
HDFC Credit Risk Debt Fund Regular-growth6,743.1+0.59%+2.01%+3.81%+6.40%+7.50%+6.53%
HDFC Credit Risk Debt Fund Direct-growth6,743.1+0.64%+2.13%+4.08%+6.99%+8.14%+7.17%
HDFC Credit Risk Debt Fund Regular-growth6,743.1+0.59%+2.01%+3.81%+6.40%+7.50%+6.53%
HDFC Credit Risk Debt Fund Direct-growth6,743.1+0.64%+2.13%+4.08%+6.99%+8.14%+7.17%
HDFC Credit Risk Debt Fund Regular-growth6,743.1+0.59%+2.01%+3.81%+6.40%+7.50%+6.53%
HDFC Credit Risk Debt Fund Direct-growth6,743.1+0.64%+2.13%+4.08%+6.99%+8.14%+7.17%
HDFC Credit Risk Debt Fund Direct-growth6,743.1+0.64%+2.13%+4.08%+6.99%+8.14%+7.17%

Top funds are based on Fund AUM

Top Debt Funds

Fund name
Bank Of India Credit Risk Fund Direct-growth₹14.73+10.00%+27.72%—
Bank Of India Credit Risk Fund Direct-growth₹14.73+10.00%+27.72%—
Bank Of India Credit Risk Fund Direct-growth₹14.73+10.00%+27.72%—
Bank Of India Credit Risk Fund Direct-growth₹14.73+10.00%+27.72%—
Bank Of India Credit Risk Fund Direct-growth₹14.73+10.00%+27.72%—
Bank Of India Credit Risk Fund Direct-growth₹14.73+10.00%+27.72%—
Bank Of India Credit Risk Fund Regular-growth₹14.31+9.59%+27.30%—
Bank Of India Credit Risk Fund Regular-growth₹14.31+9.59%+27.30%—
Bank Of India Credit Risk Fund Regular-growth₹14.31+9.59%+27.30%—
Bank Of India Credit Risk Fund Regular-growth₹14.31+9.59%+27.30%—

growth is based on 5Y returns of the funds

Historical NAV

Date NAV
24 Jul 2026 ₹12.35
23 Jul 2026 ₹12.35
22 Jul 2026 ₹12.35
21 Jul 2026 ₹12.35
20 Jul 2026 ₹12.34
17 Jul 2026 ₹12.34
16 Jul 2026 ₹12.33
15 Jul 2026 ₹12.33
14 Jul 2026 ₹12.32
13 Jul 2026 ₹12.34
10 Jul 2026 ₹12.34
09 Jul 2026 ₹12.33
08 Jul 2026 ₹12.32
07 Jul 2026 ₹12.35
06 Jul 2026 ₹12.35
03 Jul 2026 ₹12.35
02 Jul 2026 ₹12.34
01 Jul 2026 ₹12.33
30 Jun 2026 ₹12.33
29 Jun 2026 ₹12.31
25 Jun 2026 ₹12.38
24 Jun 2026 ₹12.36
23 Jun 2026 ₹12.35
22 Jun 2026 ₹12.35
19 Jun 2026 ₹12.34
18 Jun 2026 ₹12.34
17 Jun 2026 ₹12.33
15 Jun 2026 ₹12.33
12 Jun 2026 ₹12.32
11 Jun 2026 ₹12.31

Portfolio Updated on: 25 Jul, 2026

Fund Growth & Size Analysis

+₹475.5 Cr Since Launch
This Fund
Category Average

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HSBC Credit Risk Fund Direct-idcw Monthly Returns Comparison

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HSBC Credit Risk Fund ....

HSBC Credit Risk Fund Direct-idcw Monthly FAQ'S

  • Sharpe Ratio: 0.78%
  • Standard Deviation: 6.87%

As of Tue Mar 31, 2026, the total assets managed under HSBC Credit Risk Fund Direct-idcw Monthly stand at approximately ₹ 475.5 crore.

The HSBC Credit Risk Fund Direct-idcw Monthly has delivered the following short-term performance:

  • 3 Months Return: 1.93%
  • 6 Months Return: 3.52%

The historical growth of the HSBC Credit Risk Fund Direct-idcw Monthly is reflected through its CAGR returns:

  • 3 Year CAGR: 11.76%
  • 5 Year CAGR: 9.46%
  • Return Since Launch: 8.19%

The portfolio of HSBC Credit Risk Fund Direct-idcw Monthly is distributed across different asset classes as follows:

  • Debt Instruments: 95.07%
  • Other Assets: 2.43%

The HSBC Credit Risk Fund Direct-idcw Monthly is managed by Shriram Ramanathan, representing HSBC Mutual Fund.

Top stock holdings of HSBC Credit Risk Fund Direct-idcw Monthly include:

  • TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC – represents 7.19% of the portfolio
  • TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC – represents 6.99% of the portfolio
  • TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC – represents 6.62% of the portfolio
  • TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC – represents 6.62% of the portfolio
  • TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC – represents 6.34% of the portfolio
  • NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC – represents 1.00% of the portfolio
  • GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 – represents 1.00% of the portfolio
  • GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 – represents 1.00% of the portfolio
  • GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 – represents 1.00% of the portfolio
  • GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 – represents 1.00% of the portfolio

Major sector exposures in HSBC Credit Risk Fund Direct-idcw Monthly are:

  • Financial – accounts for 311.33% of the portfolio
  • Entities – accounts for 139.00% of the portfolio
  • Materials – accounts for 128.57% of the portfolio
  • Industrials – accounts for 120.16% of the portfolio
  • Energy & Utilities – accounts for 91.97% of the portfolio

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