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HSBC Credit Risk Fund-growth
Debt
Moderately High Risk
Latest AUM
₹ 470.0 Cr.
NAV as on 03 aug, 2026
₹ 34.38
+20.58%
3 years annulised
This Fund
Fund Details
Fund Names
HSBC Credit Risk Fund-growth
Inception Date
08 Oct 2009
Lock In
No Lock-in
Risk
Principal at moderately high risk
Category Average Annual Returns
11.50
Portfolio Composition Analysis
Debt
95.07%
Cash
2.43%
Portfolio Updated on: 06 Jul, 2026
Sector Allocations
Debt
Other
Financial
Materials
Entities
Energy & Utilities
Industrials
Consumer Staples
Consumer Discretionary
Portfolio Updated on: 03 aug, 2026
Top 10 Holdings
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC | Industrials | Bonds/NCDs | 7.19% |
| TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC | Industrials | Bonds/NCDs | 6.99% |
| TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC | Industrials | Bonds/NCDs | 6.62% |
| TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC | Industrials | Bonds/NCDs | 6.62% |
| TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC | Industrials | Bonds/NCDs | 6.34% |
| NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC | Materials | Debenture | 7.85% |
| NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC | Materials | Debenture | 7.85% |
| GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 | Entities | GOI Securities | 6.48% |
| GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 | Entities | GOI Securities | 6.48% |
| GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 | Entities | GOI Securities | 6.36% |
Debt & Credit Risk Analysis
| Sharpe Ratio | 0.71% |
| Standard Deviation | 6.88% |
| Sortino Ratio | 7.33% |
Returns Analysis
| Tenure | Absolute | Annualised | Category Average |
|---|---|---|---|
| 3 Months | 2.12% | NA | 1.56% |
| 6 Months | 3.29% | NA | 6.78% |
| 9 Months | 4.34% | NA | 9.16% |
| 1 Year | 5.68% | 5.68% | 11.50% |
| 2 Years | 27.98% | 13.13% | 10.29% |
| 3 Years | 36.62% | 10.96% | 9.30% |
| 5 Years | 51.34% | 8.64% | 10.13% |
| 7 Years | 62.69% | 7.20% | NA |
| 10 Years | 95.61% | 6.94% | 7.32% |
HSBC Credit Risk Fund-growth is one Debt mutual fund offered by HSBC Mutual Fund. Launched on 08 Oct 2009, the fund aims Generation of regular returns and capital appreciation over medium to long term. Investment in debt instruments(including securitized debt), government and money market securities. It manages assets worth ₹470.0 crore as on Tue Jun 30, 2026. The expense ratio stands at 1.66%.
Shriram Ramanathan has experience Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Top Performing Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | 86.7 | +0.43% | +1.69% | +8.79% | +17.50% | +10.04% | +27.76% |
| Bank Of India Credit Risk Fund Regular-growth | 86.7 | +0.37% | +1.54% | +8.52% | +16.97% | +9.62% | +27.33% |
| DSP Credit Risk Fund Direct Plan-growth | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Daily | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Monthly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Quarterly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Direct Plan-idcw Weekly | 275.3 | +0.33% | +3.13% | +9.11% | +11.03% | +16.89% | +13.30% |
| DSP Credit Risk Fund Regular-growth | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
| DSP Credit Risk Fund Regular-idcw | 275.3 | +0.26% | +2.92% | +8.69% | +10.14% | +15.99% | +12.39% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More Funds from HSBC Mutual Fund
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HSBC Credit Risk Fund Direct-growth | 470.0 | +0.32% | +2.30% | +3.64% | +6.41% | +11.81% | +9.48% |
| HSBC Credit Risk Fund-idcw Monthly | 470.0 | +0.26% | +2.12% | +3.29% | +5.68% | +10.96% | +8.64% |
| HSBC Credit Risk Fund Direct-idcw Monthly | 470.0 | +0.32% | +2.30% | +3.64% | +6.41% | +11.81% | +9.48% |
| HSBC Credit Risk Fund-idcw Yearly | 470.0 | +0.26% | +2.12% | +3.29% | +5.68% | +10.96% | +8.64% |
| HSBC Credit Risk Fund Direct-idcw Yearly | 470.0 | +0.32% | +2.30% | +3.64% | +6.41% | +11.81% | +9.48% |
growth is based on 1-month returns of the funds
Top Mutual Funds
| Fund name | |||||||
|---|---|---|---|---|---|---|---|
| HDFC Credit Risk Debt Fund Direct-growth | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-growth | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| HDFC Credit Risk Debt Fund Regular-idcw | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Regular-idcw Quarterly | 7,693.4 | +0.34% | +2.50% | +3.94% | +6.76% | +7.61% | +6.59% |
| HDFC Credit Risk Debt Fund Direct-idcw Quarterly | 7,693.4 | +0.38% | +2.63% | +4.21% | +7.35% | +8.24% | +7.23% |
| ICICI Prudential Credit Risk Fund-growth | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-growth | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
| ICICI Prudential Credit Risk Fund-idcw Quarterly | 6,212.0 | +0.38% | +2.67% | +3.95% | +7.94% | +8.42% | +7.36% |
| ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly | 6,212.0 | +0.43% | +2.84% | +4.28% | +8.63% | +9.13% | +8.06% |
Top funds are based on Fund AUM
Top Debt Funds
| Fund name | ||||
|---|---|---|---|---|
| Bank Of India Credit Risk Fund Direct-growth | ₹14.77 | +10.04% | +27.76% | — |
| Bank Of India Credit Risk Fund Regular-growth | ₹14.35 | +9.62% | +27.33% | — |
| Dsp Credit Risk Fund Direct Plan-growth | ₹60.55 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw | ₹12.69 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Daily | ₹11.12 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Monthly | ₹11.19 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Quarterly | ₹11.62 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Direct Plan-idcw Weekly | ₹11.14 | +16.89% | +13.30% | — |
| Dsp Credit Risk Fund Regular-growth | ₹54.99 | +15.99% | +12.39% | — |
| Dsp Credit Risk Fund Regular-idcw | ₹12.60 | +15.99% | +12.39% | — |
growth is based on 5Y returns of the funds
Historical NAV
| Date | NAV |
|---|---|
| 03 Aug 2026 | ₹34.38 |
| 31 Jul 2026 | ₹34.35 |
| 30 Jul 2026 | ₹34.35 |
| 29 Jul 2026 | ₹34.35 |
| 28 Jul 2026 | ₹34.34 |
| 27 Jul 2026 | ₹34.33 |
| 24 Jul 2026 | ₹34.27 |
| 23 Jul 2026 | ₹34.27 |
| 22 Jul 2026 | ₹34.27 |
| 21 Jul 2026 | ₹34.28 |
| 20 Jul 2026 | ₹34.26 |
| 17 Jul 2026 | ₹34.26 |
| 16 Jul 2026 | ₹34.24 |
| 15 Jul 2026 | ₹34.22 |
| 14 Jul 2026 | ₹34.22 |
| 13 Jul 2026 | ₹34.26 |
| 10 Jul 2026 | ₹34.25 |
| 09 Jul 2026 | ₹34.24 |
| 08 Jul 2026 | ₹34.22 |
| 07 Jul 2026 | ₹34.28 |
| 06 Jul 2026 | ₹34.29 |
| 03 Jul 2026 | ₹34.29 |
| 02 Jul 2026 | ₹34.26 |
| 01 Jul 2026 | ₹34.23 |
| 30 Jun 2026 | ₹34.23 |
| 29 Jun 2026 | ₹34.19 |
| 25 Jun 2026 | ₹34.16 |
| 24 Jun 2026 | ₹34.12 |
| 23 Jun 2026 | ₹34.10 |
| 22 Jun 2026 | ₹34.08 |
Portfolio Updated on: 04 Aug, 2026
Fund Growth & Size Analysis
+₹470.0 Cr
Since Launch
This Fund
Category Average
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HSBC Credit Risk Fund-growth Returns Comparison
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HSBC Credit Risk Fund-growth FAQ'S
- Sharpe Ratio: 0.71%
- Standard Deviation: 6.88%
- Sortino Ratio: 7.33%
Additional important ratios:
As of Tue Jun 30, 2026, the total assets managed under HSBC Credit Risk Fund-growth stand at approximately ₹ 470.0 crore.
The HSBC Credit Risk Fund-growth has delivered the following short-term performance:
- 3 Months Return: 2.12%
- 6 Months Return: 3.29%
The historical growth of the HSBC Credit Risk Fund-growth is reflected through its CAGR returns:
- 3 Year CAGR: 10.96%
- 5 Year CAGR: 8.64%
- Return Since Launch: 7.61%
The portfolio of HSBC Credit Risk Fund-growth is distributed across different asset classes as follows:
- Debt Instruments: 95.07%
- Other Assets: 2.43%
The HSBC Credit Risk Fund-growth is managed by Shriram Ramanathan, representing HSBC Mutual Fund.
Top stock holdings of HSBC Credit Risk Fund-growth include:
- TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC – represents 7.19% of the portfolio
- TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC – represents 6.99% of the portfolio
- TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC – represents 6.62% of the portfolio
- TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC – represents 6.62% of the portfolio
- TATA HOUSING DEVELOPMENT COMPANY LIMITED SR III 8.05 RR NCD 28OT27 FVRS1LAC – represents 6.34% of the portfolio
- NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC – represents 7.85% of the portfolio
- NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC – represents 7.85% of the portfolio
- GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 – represents 6.48% of the portfolio
- GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 – represents 6.48% of the portfolio
- GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 – represents 6.36% of the portfolio
Major sector exposures in HSBC Credit Risk Fund-growth are:
- Financial – accounts for 382.56% of the portfolio
- Materials – accounts for 174.90% of the portfolio
- Entities – accounts for 167.00% of the portfolio
- Industrials – accounts for 132.20% of the portfolio
- Energy & Utilities – accounts for 128.95% of the portfolio
