Q. Is there
any registration fee for applying to Ladli Laxmi Yojana?
No, registering a girl child under the Ladli Laxmi Yojana is completely free of
charge. Families can apply online through the official state portal or visit their local
Anganwadi centre or Lok Seva Kendra without paying any application or processing fees to
government authorities.
Q. What is the
key difference between Ladli Laxmi 1.0 and Ladli Laxmi 2.0?
While the original scheme focused primarily on school admission milestones and a
final payout at age 21, Ladli Laxmi 2.0 introduces an additional financial incentive of 25,000
rupees for higher education. This amount is paid in two instalments to girls entering graduate
or professional courses after Class 12.
Q. Can income
tax paying families apply for Ladli Laxmi Yojana?
No, families where either parent is an income tax payer are not eligible for the
Ladli Laxmi Yojana. The scheme is specifically designed to provide financial security and
educational support to non-taxpaying families residing permanently within the state of Madhya
Pradesh.
Q. Is the
initial 30,000 rupees deposited directly into the family's bank account?
No, the initial amount of 30,000 rupees is not paid as cash to the family. The
Government of Madhya Pradesh deposits 6,000 rupees annually for five consecutive years into the
dedicated Ladli Laxmi Fund, which funds the future educational milestone payouts for the
registered girl.
Q. What
happens to the scheme benefits if a beneficiary fails Class 12?
To remain eligible for the final payment of 1 lakh rupees upon reaching 21 years
of age, the beneficiary must sit for her Class 12 examination. Failing to appear for the Class
12 exam leads to disqualification from receiving the final maturity payment under scheme rules.
Q. Are twin
girls eligible for Ladli Laxmi Yojana in Madhya Pradesh?
Yes, twin girls are fully eligible for the scheme. If twin daughters are born in
the second delivery, both girl children can be registered under Ladli Laxmi Yojana, provided the
family completes the necessary registration formalities and complies with all other standard
eligibility conditions.
Q. Can a
family with three children qualify for Ladli Laxmi Yojana?
Generally, families with more than two children cannot apply. However, exceptions
exist if three girls are born in the first delivery, or if a third child is born before the
second delivery adopted family planning rules. In such special cases, eligible girl children can
still receive scheme benefits.
Q. How is the
25,000 rupees higher education bonus paid under Ladli Laxmi 2.0?
The 25,000 rupees higher education assistance is disbursed in two equal
instalments of 12,500 rupees each. The first instalment is credited during the first year of an
eligible undergraduate or professional degree, while the second instalment is released during
the final year of the course.
Q. What is the
maximum age limit to register a girl child for Ladli Laxmi Yojana?
Normally, parents should register their daughter shortly after birth. In special
circumstances, such as the death of a parent or institutional care in an orphanage, applications
can be accepted until the girl child turns five years old, subject to approval from the District
Collector.
Q. Are adopted
girl children eligible for Ladli Laxmi Yojana benefits?
Yes, adopted girl children can receive benefits under the scheme. Adoptive
parents living in Madhya Pradesh must complete the registration process within one year of the
official adoption, provided the child meets the standard age and family criteria specified under
the scheme guidelines.
Q. How can
families check their Ladli Laxmi Yojana application status online?
Applicants can track their application status by logging into the official Ladli
Laxmi portal. By selecting the application tracking option and entering the girl's Samagra ID or
the application reference number, users can instantly view the current verification stage and
certificate approval status.